Tropic Isles Homes under $250,000

Tropic Isles Homes under $250,000

Welcome to Tropic Isles, a hidden gem nestled in the heart of Palmetto, Florida, within the picturesque Manatee County. This charming subdivision offers a unique blend of coastal living, affordability, and a warm community spirit, making it an ideal choice for first-time homebuyers, retirees, or anyone seeking a serene environment.

Tropic Isles is renowned for its inviting atmosphere, where palm trees sway gently in the breeze and neighbors greet each other with friendly smiles. The subdivision boasts a variety of homes, many of which are available for under $250,000, making it an attractive option for those looking to invest in Florida’s vibrant real estate market without breaking the bank.

These affordable homes often feature open floor plans, cozy backyards, and modern amenities, providing the perfect canvas for you to create the home of your dreams. Whether you’re looking for a quaint starter home or a peaceful retreat, Tropic Isles has something to offer everyone.

Living in Tropic Isles means enjoying the best of Florida’s lifestyle. With easy access to beautiful beaches, local parks, and a plethora of recreational activities, you’ll find plenty of ways to soak up the sun and embrace the outdoors. The nearby charming downtown Palmetto is filled with delightful shops, restaurants, and community events, ensuring you’ll never run out of things to do.

Discover your piece of paradise in Tropic Isles, where affordability meets the allure of Florida living. Your dream home awaits!

Newest Tropic Isles Homes under $250,000

43 Edessa Drive, Palmetto
$110,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
Tastefully remodeled 2-bedroom, 2-bath mobile home in Tropic Isles, a 55+ resident-owned waterfront community. Featuring a 2025 membrane roof, 2026 HVAC, and fresh interior paint. Very inviting, fully furnished, and truly move-in ready — this is the one to grab this season!

43 Edessa Drive, Palmetto
130 Capri Drive, Palmetto
$115,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
NEW PRICE: COME CHECK OUT THIS UNIT! Wake up to the gentle coastal breeze and embrace the relaxed waterfront lifestyle you've been dreaming of in the highly sought-after Tropic Isles Co-Op, a resident-owned 55+ community where every day feels like a vacation. Boating enthusiasts will appreciate the deep-water marina with direct access to Tampa Bay and the Gulf of Mexico, making spontaneous days on the water effortless. Spend your mornings strolling through waterfront parks, launch a kayak at sunrise, unwind in the heated pool and spa, stay active in the fitness center, or gather with neighbors for shuffleboard and the many social events that make this community so special. This spacious two-bedroom, two-bath home welcomes you with an abundance of natural light streaming through newer windows, creating a bright and inviting atmosphere. The thoughtfully updated kitchen and bathrooms blend style with everyday comfort, while the generous living and dining areas provide plenty of space for entertaining guests or simply relaxing at home. A newer air-conditioning system, just two years old, keeps the home comfortable year-round, while the roof, only two and a half years old, provides added peace of mind. Step outside to the paved rear patio, where morning coffee is accompanied by fresh coastal air and evenings become the perfect setting for dining, entertaining, or unwinding after a day on the water. An attached storage shed provides ample room for beach gear, fishing equipment, tools, or hobby supplies. Whether you're searching for a seasonal escape or a full-time residence, this home combines comfort, value, and the unmatched charm of waterfront living in one of the area's most desirable active communities.

130 Capri Drive, Palmetto
4 Basin Street, Palmetto
$220,000
1 Beds ⋅ 1 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
WATERFRONT LIVING + BOAT LIFT + MOVE-IN READY! Your Florida waterfront lifestyle starts right here at 4 Basin St. in Tropic Isles! This beautifully maintained and fully furnished 2015 Palm Harbor home offers a rare opportunity to enjoy waterfront living with your assigned shared boat slip and 10,000-lb boat lift right outside your door. Located on a protected basin with direct open-water access to Terra Ceia Bay, you can spend your days boating, fishing, kayaking, or simply relaxing and watching life on the water. The thoughtfully elevated 1BR/1BA home provides added peace of mind, while the concrete area beneath the entire home with over 5 feet of clearance offers exceptional storage for all your waterfront toys, tools, and extras. The comfortable north-facing patio provides a pleasant outdoor space to relax, entertain, or enjoy your morning coffee by the water. A separate shed/office space adds even more flexibility for hobbies, storage, or working from home. And the best part? It is being sold fully furnished—just bring your suitcase and start enjoying Florida! Located in Tropic Isles Co-op, an active and friendly 55+ waterfront community, residents enjoy an incredible lifestyle with a full-service marina, heated pool, hot tub, fitness room, game rooms, library, shuffleboard, social activities, and approximately 2.5 miles of waterfront to enjoy. The $372 monthly maintenance fee includes water, sewer, trash, recycling, park management and access to all amenities including the marina. Waterfront. Boat lift. Open-water access. Fully furnished. Low-maintenance Florida living. Opportunities like this don't come along often. Check out the virtual tour and schedule your private showing today—your waterfront escape is waiting!

4 Basin Street, Palmetto
58 Montego Drive, Palmetto
$89,000
1 Beds ⋅ 1 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
SUNSHINE COTTAGE, 55+ WATERFRONT COMMUNITY and NO LOT RENT! Move-in ready and lovingly maintained, this charming 1BR/1BA park model is the perfect Florida getaway in sought-after Tropic Isles Co-Op, a 55+ resident-owned waterfront community! Enjoy a comfortable living room with a peek of Terra Ceia Bay, spacious lanai, back patio, and paved front sitting area that doubles as a golf cart parking pad. No lot rent! Just $325/month maintenance fee includes water, sewer, trash/recycling, park management, and access to fantastic amenities including the marina, bait shop, pool & spa, fitness center, library, shuffleboard, social rooms, and more. Whether you're looking for a snowbird escape or your Florida forever home, this Sunshine Cottage is ready for you. Come see it today!

58 Montego Drive, Palmetto
80 Del Rio Drive, Palmetto
$110,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
Welcome to 80 Del Rio Drive in Palmetto, where comfort meets the relaxed charm of Florida waterfront living. This inviting 2-bedroom, 1.5-bath home is thoughtfully designed for both everyday living and entertaining. The home features a spacious kitchen with ample cabinetry, a dedicated dining area, and a large living room that provides plenty of room to relax or host guests. An enclosed front porch offers the perfect spot to enjoy your morning coffee, unwind in the evening, or create a cozy bonus living space. Offered fully furnished and move-in ready, this property makes for an easy transition—whether you're looking for a seasonal getaway or a full-time residence. Just bring your personal touches and start enjoying the Florida lifestyle from day one. Located in the highly sought-after Tropic Isles Co-Op, this 55+ waterfront community offers an exceptional array of amenities. Residents enjoy a deep-water marina with direct access to Tampa Bay and the Gulf of Mexico, perfect for boating and fishing enthusiasts. The community also features waterfront parks, a heated pool and spa, fitness center, shuffleboard courts, kayak launch, and an active social calendar that makes it easy to connect with neighbors and enjoy the best of coastal living. Whether you're seeking relaxation, adventure on the water, or a vibrant community atmosphere, this home offers it all. Come experience the best of Florida waterfront living—your next chapter starts here.

80 Del Rio Drive, Palmetto
3002 12th Street W, Palmetto
$189,000
2 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
GOLF CART INCLUDED on full-price as-is purchase!!! Don't miss this beautiful 2-bedroom, 2-bath home in Tropic Isles, a highly sought-after 55+ waterfront community where you own the land—NO lot rent! Built in 1992 and offering approximately 1,056 square feet of comfortable living space, this well-maintained home is ideal as a seasonal retreat or full-time Florida residence. Conveniently located just minutes from Terra Ceia Bay and the stunning Gulf Coast beaches, you'll enjoy the best of coastal living. Inside, the open-concept kitchen, dining, and living areas create a bright, welcoming space that's perfect for everyday living and entertaining. Vaulted ceilings enhance the spacious feel, while continuous flooring throughout means there's no carpet to maintain. A built-in hutch adds both charm and functionality. The home also offers exceptional outdoor features, including an extra-long driveway with room for a boat or jet ski trailer, dedicated golf cart parking, and a large lockable storage shed for all your tools, beach gear, and recreational equipment. New French doors (December 2025) open to the screened-in patio, providing the perfect spot to enjoy your morning coffee or unwind with a sunset cocktail. Whether you're looking for a winter getaway or your forever home, this Tropic Isles gem offers comfort, convenience, and the relaxed Florida lifestyle you've been searching for. Schedule your private tour today.

3002 12th Street W, Palmetto
361 Tampico Drive, Palmetto
$50,000
3 Beds ⋅ 2 Baths ⋅ Tropic Isles SubDv. ⋅ 34221 Zip Code
Calling all PROJECT SEEKERS and CREATIVE RENOVATORS — this one’s for you! Located in the highly sought-after TROPIC ISLES, A 55+ resident-owned waterfront community, this hurricane-damaged mobile home is ready for your vision and craftsmanship. Perfect for those who love a challenge and see opportunity where others see work. Whether you choose to repair, replace, or rebuild, this property offers endless potential in a waterfront lifestyle setting with community amenities including marina, pool, clubhouse, and active social calendar. Sold AS-IS. Cash offers only. Come turn this blank canvas into your Florida dream retreat!

361 Tampico Drive, Palmetto
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