N/A Homes under $400,000

N/A Homes under $400,000

Welcome to your dream home search in the sunny state of Florida! If you’re looking for affordable yet charming homes, you’ll be thrilled to discover a variety of options available for under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, this vibrant region offers a delightful selection of properties that cater to diverse lifestyles.

Imagine waking up to the warm Florida sun, with pristine beaches just a stone's throw away. This area boasts a fantastic blend of suburban comfort and urban convenience, making it an ideal place to call home. You’ll find a variety of single-family homes, townhouses, and even cozy condos, each offering unique features and finishes that suit your taste and budget.

Many of these homes come equipped with modern amenities, spacious layouts, and beautiful outdoor spaces perfect for entertaining or enjoying a quiet evening under the stars. With the affordability of homes under $400,000, you can settle into a welcoming community that provides access to top-rated schools, parks, shopping, and dining options.

Florida is known for its year-round sunshine and outdoor recreational opportunities, from golfing to boating, making it a haven for those who appreciate an active lifestyle. Don’t miss your chance to explore this enchanting area and find the perfect home that fits your needs and aspirations. Your Florida dream awaits—let’s make it a reality today!

Newest N/A Homes under $400,000

1903 Alto Lane, Lutz
$234,900
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 33558 Zip Code
Welcome to this spacious three-bedroom, two-bathroom manufactured home in Lutz, situated on a generous one-acre lot. Offering approximately 1,980 square feet of living space, this home features a desirable split-bedroom floor plan and an open layout that provides plenty of room for comfortable living and entertaining. The living room, dining area, and kitchen flow together, creating a welcoming central gathering space filled with natural light from skylights throughout the home. A fireplace in the living room adds warmth and character, while wood-look vinyl flooring and ceiling fans throughout provide a comfortable and practical setting. The kitchen offers abundant cabinet storage, stainless steel appliances, and plenty of workspace. The spacious primary bedroom features a private bathroom with a glass-enclosed walk-in shower, generous vanity, and large walk-in closet. Two additional bedrooms each offer their own walk-in closets and share a full bathroom with a tub/shower combination. An inside laundry area adds everyday convenience. A bonus room provides additional flexible space and is ready for some repair, offering a blank canvas for the new owner to make it their own. With an expansive one-acre lot and plenty of living space, this Lutz property offers room to spread out while providing an opportunity to add your own personal touches.

1903 Alto Lane, Lutz
6725 Forestview Lane, Lakeland
$309,000
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 33811 Zip Code
Welcome to 6725 Forestview Lane, a well-maintained 3-bedroom, 2-bath manufactured home offering approximately 1,500 square feet of comfortable living space on a full acre located on a cul-de-sac. Priced to sell, this property combines generous outdoor space with valuable recent improvements, including a new HVAC system, insulated flooring, new laminate flooring throughout, a new septic system and pumps, a new well pump, and a new water-filtration system. The metal roof was installed approximately 7 years ago, providing additional peace of mind. Impressive 24 × 36 working garage featuring engineered construction, concrete flooring and substantial electrical service ideal for vehicles, equipment, storage or workshop use. Seller reports 220V electrical capability; supporting plans are available. Enjoy the privacy and flexibility of acreage living with plenty of room for outdoor activities, gardening, and future possibilities. This move-in-ready property offers space, value, and major systems already updated. Buyer to independently verify improvement dates, permits, dimensions and financing requirements. Schedule your private showing today!

6725 Forestview Lane, Lakeland
217 Grove Ridge Drive, Winter Haven
$160,000
2 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 33880 Zip Code
HELLO INVESTOR OR FIRST TIME HOME BUYER DON'T MISS THIS FANTASTIC OPPORTUNITY TO OWN YOUR OWN LAND! THIS WELL-MAINTAINED 2 BEDROOM 2 BATH DOUBLE-WIDE MANUFACTURED HOME SITS ON A SPACIOUS 0.26-ACRE OWNED, FULLY FENCED LOT, OFFERING PRIVACY AND PLENTY OF ROOM TO ENJOY THE OUTDOORS. THE HOME FEATURES A BRIGHT AND SPACIOUS LIVING AREA, A LARGE WALK-IN CLOSET IN THE PRIMARY BEDROOM, A NEW WELL WATER SYSTEM, AND RV PARKING. CONVENIENTLY LOCATED CLOSE TO EVERYTHING, THIS PROPERTY IS IDEAL FOR HOMEOWNERS OR INVESTORS SEEKING CONFORT, SPACE, AND VALUE. AGAIN NO LOT RENT. SCHEDULE YOUR PRIVATE SHOWING TODAY.

217 Grove Ridge Drive, Winter Haven
1572 Churchill Court, Lakeland
$199,900
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 33801 Zip Code
Bring your vision to 1572 Churchill Court, where a great Lakeland location, flexible spaces, and a fenced backyard offer plenty of possibilities! Picture morning coffee on the screened porch, afternoons tending a garden, or evenings relaxing in your own outdoor space. Inside, a bonus room provides flexibility for a home office, hobbies, or an additional gathering area, while the inside utility room adds everyday convenience. The roof and water heater are approximately 5 years old, and the A/C is approximately 10 years old, with a fan motor installed in June 2026. The home needs some care and updating, creating an opportunity to add your personal touches and explore its potential as a primary residence, future rental, or investment property. Enjoy a convenient location within reach of Lakeland favorites, including Lake Parker Park, the lakeside setting of Lake Mirror and Hollis Garden, and the trails and gardens at Bonnet Springs Park. Downtown Lakeland’s restaurants and cafés offer even more ways to enjoy the area. Lakeland Government Whether your plans include making it home or adding to your investment portfolio, this property offers space to reimagine and make your own. Schedule your private showing and explore the possibilities!

1572 Churchill Court, Lakeland
2900 Tiger Lake Road, Lake Wales
$339,900
2 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 33898 Zip Code
Great Find on this 2 bed 2 bath mobile home with attached garage and a separate barn on 9.6+- acres. Property has lots of massive live oak with a few hammocks. Property is a one-of-a-kind GEM.

2900 Tiger Lake Road, Lake Wales
2503 Cetra Court, Lakeland
$210,000
2 Beds ⋅ 1 Baths ⋅ N/A SubDv. ⋅ 33801 Zip Code
Move-in ready 2-bedroom, 1-bath home offering a flexible layout and an additional bonus room. The interior features neutral finishes, spacious living areas, and plenty of natural light. The bonus room provides valuable extra space and can be used as an office, den, or playroom. The kitchen offers ample cabinet storage and workspace and connects conveniently with the surrounding living areas. Outside, there is plenty of yard space to enjoy. A practical home with room to make it your own. Easy to show!

2503 Cetra Court, Lakeland
4265 Palm Drive, Bartow
$250,000
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 33830 Zip Code
Welcome to 4265 Palm Drive in Bartow! Discover this beautifully remodeled 3-bedroom, 2-bath home situated on approximately 0.71 acres, offering abundant space, comfort, and flexibility. The refreshed interior features new flooring throughout, along with a new refrigerator, range, and microwave. Relax or entertain year-round on the screened-in patio overlooking the spacious property. A detached workshop equipped with an additional electrical panel offers valuable space for projects, equipment, hobbies, or storage. The expansive lot provides ample room for a boat and other recreational items. Conveniently located with access to Downtown Bartow, shopping, dining, schools, medical facilities, and major roadways. Don’t miss the opportunity to make this upgraded property your own—schedule your private showing today!

4265 Palm Drive, Bartow
1003 Ne 2nd Street, Mulberry
$199,999
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 33860 Zip Code
Short Sale. Short Sale! Step through a welcoming foyer into a layout that flows effortlessly between the formal dining room and spacious living room, anchored by a unique double-sided fireplace shared with a bedroom- cosy up on either side. This 3 bedroom home offers a 4th room which could be converted with a ikea closet system (or built in one) for even more functionality. The kitchen offers plenty of room to cook and gather, while the inside laundry room has extra storage. Cash or rehab loan only. Subject to 3rd party approval.

1003 Ne 2nd Street, Mulberry
2944 Palm Circle, Haines City
$135,000
2 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 33844 Zip Code
MOTIVATED SELLER! Seller Financing Available. Discover the perfect blend of waterfront living, modern updates, and outstanding investment potential with this beautifully renovated canal-front home offering direct access to the 2,000-acre private Lake Lowery. Whether you're searching for a full-time residence, a peaceful weekend fishing retreat, or a profitable short-term or long-term rental opportunity, this move-in-ready property delivers exceptional value and lifestyle. Inside, you'll find a bright, modern interior featuring luxury vinyl plank flooring throughout, a beautifully remodeled kitchen, two fully renovated bathrooms, updated lighting and electrical fixtures, and fresh interior paint, creating a clean and inviting space ready for its new owner. This home has been thoughtfully upgraded for comfort, efficiency, and peace of mind, including: New roof (2024), Energy-efficient A/C system (2021), Hot water heater (2021), Upgraded Insulation (2021), Newer septic system (2021), Hurricane strapping and stabilizers (2025) The exterior is equally impressive with fresh exterior paint, updated skirting, a paved driveway (2024), spacious deck overlooking the tranquil canal—perfect for relaxing, entertaining, or enjoying peaceful waterfront views. Add your own dock and enjoy quick access to Lake Lowery, a private 2,000-acre lake for excellent fishing, boating, and outdoor recreation. Conveniently located just minutes from Central Florida's world-famous attractions, shopping, restaurants, and everyday conveniences, this property offers the perfect balance of peaceful waterfront living and easy access to everything the area has. Whether you're looking for your next home, a vacation getaway, or an income-producing investment, this beautifully updated waterfront property is an opportunity you won't want to miss. Schedule your private showing today!

2944 Palm Circle, Haines City
9545 State Road 33 N, Polk City
$315,000
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 33868 Zip Code
Discover peaceful country living at 9545 Highway 33 in Polk County! Situated on approximately one acre, this renovated home has plenty of space, privacy, and versatility. Major features include a durable metal roof, a barn, and additional outdoor storage—perfect for equipment, hobbies, or recreational items. Located in a USDA-eligible area, this property may aid qualified buyers access to financing. Enjoy the charm of rural living while remaining within convenient reach of nearby shopping, dining, and major roadways. Schedule your private showing today!

9545 State Road 33 N, Polk City
4501 70th Street N, St Petersburg
$299,000
3 Beds ⋅ 1 Baths ⋅ N/A SubDv. ⋅ 33709 Zip Code
Luxury, Style & Convenience—Completely Move-In Ready! Experience effortless Florida living in this beautifully updated home, where timeless design, quality finishes, and thoughtful enhancements create a warm and inviting retreat. From the moment you step inside, you'll appreciate the upscale finishes and exceptional craftsmanship that make this home truly stand apart. The designer kitchen showcases custom soft-close cabinetry with dovetail drawers, elegant quartz countertops, a stylish ceramic tile backsplash, and a complete suite of new stainless-steel appliances—creating a space that's as functional as it is beautiful. The spa-inspired bathroom has been completely transformed with a premium James Martin vanity featuring a quartz countertop and dovetail drawers, a spacious mirrored medicine cabinet, a beautifully tiled tub and shower with a built-in alcove, and a conveniently located new washer and dryer. Throughout the home, refined touches such as quartz windowsills, designer lighting reminiscent of luxury boutique hotels, and carefully selected furnishings elevate every room. Significant recent improvements include a new roof, new HVAC system, and a tankless water heater, offering peace of mind for years to come. Step outside to your own private tropical retreat. The fully fenced backyard provides a peaceful oasis where you can relax with your morning coffee while enjoying lush landscaping and the sounds of native birds. Located on a quiet dead-end street, you'll appreciate the added privacy and minimal traffic. Whether you're searching for a full-time residence, seasonal getaway, or investment opportunity, this property checks every box. No HOA, Short-Term Rentals Allowed (a rare find), and situated in Flood Zone X500—No Flood Insurance Required. Simply bring your suitcase—everything else is already waiting for you.

4501 70th Street N, St Petersburg
5360 Dillman Lane, Polk City
$349,900
3 Beds ⋅ 2 Baths ⋅ N/A SubDv. ⋅ 33868 Zip Code
Experience all-American clean, county living with this expansive 3.67-acre lot not including portion that is flagged for ingress and egress, offering ample space for your dream home. Surrounded by beautiful natural scenery, this property provides excellent opportunities for gardening and recreational activities . Just around the corner is the Florida National Scenic Trail, where you can enjoy nature and wildlife while comfortably riding in your car. Another unique feature of the area is the General James A. Van Fleet State Trail, a paradise for cyclists. This trail, a former train route, spans three counties—Polk, Lake, and Sumter—covering 29.2 miles of stunning and inviting paths, with one trailhead starting at Polk City Station. The property includes a well, (2) septic systems, and (2) electricity poles, along with a 2-bedroom, 2-bath mobile home measuring 960 square feet. While it needs updating, it's perfect for living in while you build your dream home. Additionally, there’s extra storage available with a shed (has AC and electric) and a standalone garage. This location is ideal for horse enthusiasts, and there are no HOA or CDD fees! It's a wonderful place to raise a family, with close proximity to nature trails, churches, and miles of breathtaking Florida wilderness. Come and start your new rural lifestyle today!

5360 Dillman Lane, Polk City
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