Highland Lakes Homes under $400,000

2297 E Lark Circle E Unit D, Palm Harbor

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

Discover the perfect blend of privacy, comfort, and an active lifestyle in this lovely villa tucked away on a private cul-de-sac. The home features a desirable floor plan, an updated kitchen and beautiful laminate flooring in the living room. Enjoy peace of mind with a brand new A/C system (26), a new H/W heater (26) and new ductwork. The scenic yard offers a beautiful tree lined lawn and the back has mature shrubbery for added privacy.. Additional conveniences include covered paring, extra storage and an electrical hookup for your golf cart. Located in a vibrant 55+ community, this is retirement living at its best! Enjoy access to three golf courses at no additional charge, two large swimming pools, a spa and a boat ramp. Take advantage of 2 pontoon boats and go for outings on Lake Tarpon along with tennis, pickleball, bocce and shuffleboard courts. The community also offers spacious game rooms, a great room for entertainment and dances, chef prepared dinners and numerous clubs including trave land entertainment groups. Explore your creative side in the dedicated woodworking and ceramics building, complete with its own kin. With so many amenities, activities and opportunities to make new friends this wonderful community offers something for everyone

2297 E Lark Circle E Unit D, Palm Harbor

$319,000

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

RARE SUTTON PLACE MODEL—JUST 0.2 MILES FROM THE CLUBHOUSE! Skip the busy-road golf cart ride and enjoy being just steps from Highland Lakes’ clubhouse. JUST $164/MONTH HOA—YES, REALLY! This pet-friendly villa offers incredible value in one of Palm Harbor’s most sought-after 55+ communities. This beautifully maintained 2-bedroom, 2-bath villa features 1,100+ square feet, a screened-in front porch, an oversized garage with room for your car AND golf cart, and a tucked-away stone patio perfect for morning coffee or relaxing outdoors. Step inside to a welcoming foyer that opens to a spacious living room with a clear sightline to the rear sliding glass doors and peaceful, landscaped patio. The practical layout places both bedrooms and bathrooms on one side, with the kitchen, dining area, and garage access on the other. VALUABLE UPDATES & EVERYDAY SAVINGS: Roof and A/C approximately 6 years old; water heater approximately 3 years old; newer carpet; microwave and stove updated in 2023; and newer garage door opener. Owners report average summer electric bills of approximately $75. ONLY $164/MONTH HOA—AND PET-FRIENDLY! Enjoy Highland Lakes’ active lifestyle, including an executive 27-hole golf course, two pools, tennis, pickleball, fitness activities, clubs, arts and crafts, a lakeside lodge, captained pontoon outings on Lake Tarpon, a fishing dock, boat access, and RV/boat storage. HIGHER GROUND, ADDED PEACE OF MIND. Located on some of Pinellas County’s higher ground, this villa is outside a designated flood zone and hurricane evacuation zone—important considerations when choosing a Florida home near the coast. PALM HARBOR LIVING, WITH TAMPA BAY WITHIN REACH. Nearby shopping includes Publix, Walmart, Trader Joe’s, and Sprouts. Explore the restaurants, local boutiques, and live music of downtown Palm Harbor, Dunedin, and Tarpon Springs. Enjoy the Gulf beaches of Honeymoon Island, nature trails, wildlife, and spectacular sunsets. Tampa International Airport, downtown Tampa, and downtown St. Petersburg are generally about 30–40 minutes away, depending on traffic and destination. DON’T MISS THIS RARE HIGHLAND LAKES FIND! A desirable Sutton Place model, close to the clubhouse, pet-friendly, and just $164/month HOA—an exceptional combination of location, lifestyle, and value. SCHEDULE YOUR PRIVATE SHOWING TODAY!

1622 Highland Club Lane, Palm Harbor

$365,000

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

Virtually Staged. Welcome to 913 Sutton Place! Impeccably clean, beautifully updated, and truly move-in ready, this 2-bedroom, 2-bathroom villa in the highly desirable 55+ community of Highland Lakes offers comfortable Florida living with access to an incredible array of amenities. The beautifully remodeled kitchen features quartz countertops, white shaker cabinetry, and tile flooring, creating a bright and inviting space that opens effortlessly to the main living areas. Plantation shutters and BEAUTIFUL BRAND NEW VINYL PLANK FLOORS that add warmth and character throughout the living room, while tile flooring in the bedrooms provides easy maintenance and durability. Additional improvements include a newer front entry door, two newer front windows, updated screening on both the front porch and screened-in back lanai, and beautiful landscaping with multiple palm trees. Major updates include a 2020 roof and 2016 A/C, providing added peace of mind. The home also features a one car garage and has a golf cart pad! Highland Lakes is one of Palm Harbor’s most sought-after 55+ communities, offering resort-style amenities including three professionally maintained private executive golf courses, heated pools and spa, shuffleboard, bocce ball, RV and boat storage, a vibrant clubhouse, and an extensive lineup of clubs and activities. Residents also enjoy exclusive access to Lake Tarpon with a private boat ramp and fishing pier, an incredible amenity that truly sets this community apart. Sutton place maintenance fee includes sprinklers for lawn, lawn spraying, trash pick up twice weekly, basic cable, and painting of exterior. Highland Lakes has a main clubhouse with heated pool & spa, activities, free community boat, RV storage, (3) 9 hole golf course, all included in low monthly fee. Beautifully maintained, thoughtfully updated, and ready for its next owner, 913 Sutton Place is the perfect place to enjoy the Florida lifestyle. Schedule your private showing today!

913 Sutton Place, Palm Harbor

$400,000

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

Welcome to Highland Lakes, a 55+ community on Lake Tarpon, where comfortable Florida living meets an incredible active-adult lifestyle. This 2-bedroom, 2-bath home offers 1,376 square feet of living space, plus a BONUS ENCLOSED FLORIDA ROOM (not included in square footage). Enjoy your morning coffee, entertain guests, pursue a hobby or simply relax while taking in the surrounding Florida nature and wildlife. The home is located in FLOOD ZONE X and features IMPACT WINDOWS, NEW WATERPROOF VINYL FLOORING, A 3-YEAR-OLD ROOF and a GENERATOR SUBPANEL for added peace of mind. Highland Lakes offers an exceptional array of amenities all included in the low HOA fee. Enjoy unlimited resident golf on three private executive courses or try your hand at tennis, pickleball, bocce and shuffleboard. Take a dip in the olympic-size geothermal-heated pool or spa and mingle with new friends. The clubhouse offers billiards, arts and crafts, woodworking, a lending library and access to the community's lakeside Lodge. Take a tour of Lake Tarpon on the community pontoon boat, and enjoy RV AND BOAT PARKING available to residents, making it easy to enjoy the best of the Florida lifestyle both on and off the water. And then there's the LOCATION, LOCATION, LOCATION. You're approximately 15 minutes from award-winning Gulf Coast beaches, perfect for sunset watching. Head north to the famous Sponge Docks of Tarpon Springs for restaurants and shopping, or south to charming Dunedin for boutique shops, restaurants and entertainment. Innisbrook Golf & Spa Resort is just minutes away, so grab your tickets for the Valspar Championship. Pinellas County parks, Lake Tarpon, cultural attractions, museums, galleries and Tampa Bay's many dining and entertainment destinations are all within easy reach. Tampa International and St. Pete-Clearwater airport are just a short drive away. With the important upgrades already taken care of, all that's left is to pack your bags, clear your calendar and start enjoying the golf, beaches, boating and everything else this incredible Florida lifestyle has to offer.

1382 Glengarry Drive, Palm Harbor

$300,000

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

Exceptional value in highly sought after Highland Lakes! This beautifully remodeled 2-bedroom, 1.5-bath, 1 car garage single family home is ideally situated on a desirable oversized corner lot in one of Florida’s premier 55+ communities. The home offers a fresh, modern feel with new windows, new interior and exterior paint, Completely remodeled kitchen with brand new cabinetry, quartz countertops, stainless steel appliances, updated lighting, and laminate wood flooring throughout. The beautiful fully remodeled bathrooms feature new tile, faucets, finishes, and fixtures. A spacious enclosed Florida room with air conditioning provides additional living space and the perfect spot to relax or entertain. Major updates include a newer A/C system installed in 2024 and a new electrical panel installed in 2023. Highland Lakes offers an exceptional resort-style lifestyle. Residents enjoy an impressive array of amenities, including lighted tennis and pickleball courts, two sparkling pools, shuffleboard courts, a clubhouse with fitness center and auditorium, and exclusive access to the Lake Tarpon Lodge featuring a boat ramp, dock, and community pontoon boats for enjoying beautiful Lake Tarpon. With its extensive amenities, active social atmosphere, and Florida lifestyle, Highland Lakes is a wonderful place to call home. Move-in ready, beautifully updated, and packed with desirable upgrades, this is one you won’t want to miss!

2950 Curling Court, Palm Harbor

$389,000

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

Virtually Staged. A MUST SEE! Beautifully updated and move-in ready with a charming cottage feel, this 2-bedroom, 2-bath home is nestled in Palm Harbor’s premier 55+ golf community of Highland Lakes. Freshly landscaped and thoughtfully updated, the home welcomes you through an elegant glass front door into a bright, open-concept living space filled with natural light. Fresh modern interior paint, chair rail accents, new fans and fixtures, updated door hardware, and smooth ceilings (no popcorn!) add to the home’s timeless appeal! The spacious Florida room offers peaceful, private green views through hurricane-impact windows and opens through double glass doors to a fully enclosed lanai, not included in the living square footage, providing additional space for relaxing or entertaining. The oversized 1-car garage is truly exceptional, featuring BRAND-NEW epoxy flooring, freshly painted walls, a BRAND-NEW exterior garage door, and a BRAND-NEW mini-split AC system that keeps the space ice cold year-round—perfect for a workshop, hobby space, or additional storage! The beautifully updated kitchen features quartz countertops, solid wood cabinetry, a large pantry, tray ceiling, and a bright eat-in dining nook. The generous primary suite offers a BRAND-NEW renovated walk-in shower, BRAND-NEW vanity with stone countertop, spacious walk-in closet, and an additional built-in closet for plenty of storage. MAJOR updates include a 2019 HVAC system, 2018 electrical panel, hurricane-impact windows, and a cost-saving deep well. Situated in a non-evacuation, high-and-dry zone, this home offers added peace of mind. Highland Lakes offers an exceptional active 55+ lifestyle with a remarkably low HOA fee of just $164/month, including unlimited FREE golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, fitness classes, entertainment, and an array of social activities. Residents also enjoy the lakeside lodge on Lake Tarpon, complete with a private boat ramp, fishing pier, and community pontoon boats, plus FREE RV and boat storage. The community is fully golf cart-friendly, making it easy to enjoy all the amenities and connect with neighbors. Ideally located near Gulf beaches, excellent dining and shopping, top-rated healthcare, major sports venues, two international airports, and a cruise port, this exceptional home offers the perfect combination of comfort, style, amenities, and the active Florida lifestyle. Don’t miss this rare opportunity in Highland Lakes—schedule your private showing today!

2336 Malcolm Drive, Palm Harbor

$255,000

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

This charming single-story, block-built villa located in the desirable Highland Lakes 55+ community features 2 bedrooms, 2 bathrooms, an attached one-car garage, a full-size washer and dryer, and an easy-to-maintain homesite. Per the County, this property is located in a non-flood zone, and there is no CDD in this neighborhood. A standout 2026 upgrade is the replacement of all 8 windows with PGT impact-resistant, ENERGY STAR® windows, offering added storm protection, energy efficiency, and everyday peace of mind. This significant improvement combines durability and efficiency while providing a valuable upgrade for Florida living. Enjoy an exceptional sense of privacy with no neighbor on the right and no neighbor directly behind the property. The villa is surrounded by a huge yard, creating an expansive, open feel with plenty of green space all around. Enjoy the convenience of a thoughtfully sized floor plan that's ideal for year-round Florida living or a seasonal retreat. Nestled within the established Highland Lakes 55+ community in Palm Harbor, this home provides access to the active Florida lifestyle Highland Lakes is known for, with recreational and golf amenities nearby. The location puts you close to shopping, dining, medical facilities, recreation, and everything the Palm Harbor area has to offer, while the Gulf Coast's beautiful beaches and attractions are within easy reach. Whether you're looking to simplify your lifestyle, enjoy the Florida sunshine, or make Palm Harbor your home, 945 Madrid Drive offers an excellent opportunity to enjoy one of northern Pinellas County's established 55+ communities. Less than 30 minutes to St. Pete Beach, which was named the #1 Beach in America and the Fifth Best Beach in the World. Please view two videos: Tour 1 & Tour 2.

945 Madrid Drive, Palm Harbor

$299,900

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

Virtually Staged. Welcome to effortless Florida living in this lovely 2-bedroom, 2-bath villa with over 1,300 square feet of living space, plus a fully enclosed bonus lanai and an additional screened patio, located in Palm Harbor’s premier 55+ golf community of Highland Lakes! With soaring vaulted ceilings, an attached 2-car garage, and an impressive list of major updates, this home offers the perfect combination of comfort, style, and peace of mind. Updates include a BRAND-NEW 2026 HVAC, NEW 2025 ROOF, BRAND-NEW 2026 electrical panel to be installed prior to closing, updated windows, and a hurricane-impact glass sliding door! The interior has been freshly painted, with brand-new ceiling fans and fixtures in the main living areas. Inside, the thoughtfully designed split-bedroom floor plan centers around a spacious kitchen featuring abundant counter space, recessed lighting, a built-in pantry, convenient pass-through to the dining/living room combination, and a cozy eat-in nook. The guest bedroom is generously sized and located near the hall bath, which features a tub/shower combination. The expansive primary suite offers a true private retreat with plenty of closet space and an en-suite bathroom complete with a walk-in shower. One of the home’s standout features is the fully enclosed bonus lanai, providing versatile year-round living space that is not included in the home’s heated square footage. Step outside to the additional screened patio and enjoy your morning coffee or beautiful Florida evenings while taking in the peaceful surroundings. Located in pet-friendly Duplex Village II, this villa enjoys the lowest monthly fee in Highland Lakes at just $172/month, which includes cable, internet, lawn service, irrigation, trash, recycling, and pest control. The home is also situated in a non-evacuation zone and safely above the flood plain, providing additional peace of mind. Highland Lakes residents enjoy an active country-club lifestyle for only $164/month, with unlimited golf on three private executive courses, tennis, pickleball, bocce, shuffleboard, fitness classes, entertainment, and a vibrant clubhouse. Residents also have access to the lakeside lodge on Lake Tarpon, featuring a private boat ramp, fishing pier, community pontoon boats, and free RV and boat storage. With a golf-cart-friendly neighborhood and an abundance of activities, there is always something to enjoy. Conveniently located near award-winning Gulf beaches, shopping, dining, top medical facilities, sports venues, and international airports, this rare Highland Lakes villa is truly move-in ready and offers the best of easy Florida living. Don't miss your opportunity to make this beautiful home your own—call today!

3300 Mcmath Drive, Palm Harbor

$359,000

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

OH MY GOODNESS.... The cutest of the cute... This adorable single family home in sought out spectaculer HIGHLAND LAKES on LAKE TARPON is a 55+Community with FREE 3 EXECUTIVE GOLF courses... waiting just for you! PRIDE OF OWNERSHIP AND VERY WELL MAINTAINED HOME COMES TO MIND WHEN ENTERING THIS HOME.... A charming 2 bedroom, 1.5 bath 1 car garage will check all the boxes...ROOF (2026) ... AIR CONDITIONING (2026)... TANKLESS WATER HEATER (NEWER) ....UPGRADED BREAKER BOX...WATER SOFTENER (NEWER)...CROWN MOLDING IN ALL ROOMS... NEUTRAL COLORS...ALL HURRICANE RESISTANT WINDOWS (NEWER) 2 SCREENED IN FLORIDA ROOMS FOR ENTERTAINING.... DOORS REMOVED TO EXTEND LIVING AREA FOR A FAMILY ROOM...BEAUTIFUL TEXTURED DRIVEWAY ....The backyard has a park like setting with loads of LANDSCAPING for PRIVACY.. FRONT YARD had beautiful lush landscaping too. Driveway has a special look/coating....This wonderful community sits on Lake Tarpon...for pontoon boat rides sign up at Clubhouse once you before a Home Owner here with Lunch at Tarpon Turtle. The Clubhouse has many clubs and amenities for it's residents. Pickelball, tennis, bocce ball, shuffleboard, Men's Club, Women's Club, Water Aerobics, Line Dancing, Yoga. Photography Club, Wood Working, Ceramics Take a tour of Clubhouse at 3300 MacGregor Drive with heated pool and Jazucci The Clubhouse on Lake Tarpon has heated pool too.FREE Boat & RV Storage at this location. Don't miss this opportunity to Own a WONDERFUL home in Highland Lakes. You won't regret it... .

133 Stafford Circle, Palm Harbor

$309,900

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

Experience resort-style living in this beautifully maintained 2-bedroom, 2-bathroom villa located at 3284 Gorse Court in Highland Lakes, Palm Harbor's premier 55+ community. Offering 1,148 square feet of thoughtfully designed living space, this home combines comfort, convenience, energy efficiency, and an unmatched amenity-rich lifestyle. Inside, you'll find a bright and inviting open floor plan featuring modern updates throughout, including luxury vinyl flooring, solid surface countertops, and attractive wood cabinetry. The spacious bedrooms offer generous closet space, while the enclosed Florida room, complete with its own A/C vent, provides the perfect year-round retreat for relaxing, entertaining, or pursuing hobbies. This exceptional home is loaded with valuable upgrades, including a whole-home water filtration system, hurricane-impact windows and a hurricane-impact front door, and an owned solar energy system with battery backup. Designed for both efficiency and peace of mind, the solar system powers six essential household circuits during power outages, while delivering remarkably low utility costs, with the owners averaging just $65 per month in electric expenses over the past 12 months. Additional peace of mind comes from the home's high elevation—no flood insurance required. As a resident of Highland Lakes, you'll enjoy access to one of Tampa Bay's most active and desirable 55+ communities. Amenities include unlimited free golf on three private executive courses, heated pools, a whirlpool spa, tennis courts, pickleball, bocce ball, and a vibrant clubhouse offering year-round social events, clubs, workshops, and performing arts programs. For boating and fishing enthusiasts, the exclusive Lake Tarpon Lodge features a private boat ramp, fishing pier, community pontoon boats, and even transportation to waterfront restaurants. Residents also benefit from free secure storage for RVs and boats. Whether you're seeking an active lifestyle, low-maintenance living, exceptional energy savings, or a welcoming community atmosphere, this outstanding villa offers the perfect opportunity to enjoy the very best of Florida living.

3284 Gorse Court, Palm Harbor

$329,900

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

Looking for an exceptional active adult golf community in Tampa Bay? Discover Highland Lakes! Palm Harbor's premier 55+ golf community offers an outstanding lifestyle with something for everyone. Enjoy a full array of recreation, fitness, entertainment, social activities, clubs, and hobby programs in a welcoming country club atmosphere. Don't miss this beautifully updated and meticulously maintained Hialeah model. This inviting home features two spacious bedrooms, two full bathrooms, a large living and dining area, a comfortable family room, and a generous enclosed patio perfect for relaxing or entertaining. Best of all, no flood insurance is required, and the home is conveniently located near shopping, restaurants, world-class Gulf beaches, medical facilities, and Tampa Bay's many cultural and recreational attractions. Come experience the active Florida lifestyle at Highland Lakes. This is Florida living at its best!

2819 Thistle Court S, Palm Harbor

$319,800

2 Beds ⋅ 2 Baths ⋅ Highland Lakes SubDv. ⋅ 34684 Zip Code

Fully updated 2-bedroom, 2-bath villa with attached garage located in pet-friendly Duplex Village I within Palm Harbor’s premier 55+ golf community, Highland Lakes! Natural light floods the home upon entry, highlighting the freshly painted interior, neutral color palette, tile flooring throughout the main living areas, and new waterproof laminate plank flooring in the bedrooms. Situated on a large lot with peaceful green preserve views and no rear neighbors, this home offers exceptional privacy along with plenty of room to add a patio or additional lanai with HOA approval. The showstopping kitchen renovation features gorgeous quartz countertops, soft-close cabinetry, NEW sleek stainless appliances, recessed lighting, and bar-top seating overlooking the open dining and living room combination—perfectly designed for both everyday living and entertaining. The seamless floor plan flows effortlessly into the screened lanai, added in 2025, creating additional outdoor living space to enjoy year-round! The heated and cooled bonus room offers endless flexibility as an office, den, additional living area, or potential third bedroom with its built-in Murphy bed and spacious closet. The spacious primary suite is a true retreat with tranquil preserve views, two built-in closets, and a beautifully renovated en-suite bathroom featuring a walk-in glass shower, NEW flooring, NEW vanity, and NEW modern lighting. MAJOR UPDATES include a BRAND-NEW 2026 electrical panel, NEW 2021 HVAC system, freshly painted interior, and RECENTLY widened 2-car driveway. Duplex Village I is uniquely positioned as the only attached-home enclave within Highland Lakes that welcomes pets of all sizes, including large dogs. The low HOA fee covers lawn maintenance, irrigation, cable TV and internet, exterior pest control, and trash service for easy maintenance-free living. Residents of Highland Lakes enjoy complimentary green fees on three private executive golf courses, an active clubhouse with social events and clubs, fitness and hobby programs, and a welcoming country club atmosphere. The Lake Tarpon Lodge offers additional amenities including a second heated pool, picnic areas, fishing pier, community pontoon boats, and secure RV and boat storage—all included in your membership. With stylish upgrades, flexible living spaces, and unmatched resort-style amenities, this exceptional villa offers the perfect opportunity to embrace the vibrant Florida 55+ lifestyle. Schedule your private showing today!

3472 Maclaren Drive, Palm Harbor

Highland Lakes Homes under $400,000

Newest Highland Lakes Homes under $400,000

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