Safety Harbor Homes under $400,000

Safety Harbor Homes under $400,000

Welcome to Safety Harbor, a charming gem nestled in the heart of Pinellas County, Florida. Known for its picturesque waterfront, vibrant community spirit, and rich history, Safety Harbor is the perfect blend of small-town charm and modern conveniences. With its serene parks, delightful shops, and an array of dining options, residents enjoy a lifestyle that is both relaxed and engaging.

Safety Harbor is renowned for its commitment to safety and community well-being, making it an ideal place for families, retirees, and everyone in between. The area boasts a low crime rate and friendly neighborhoods, creating a welcoming atmosphere for newcomers. Whether you’re strolling along the scenic waterfront or enjoying the local farmers' market, you’ll find that Safety Harbor is a place where neighbors become friends.

For those seeking a home in this idyllic location, you'll be thrilled to discover that there are numerous properties available for under $400,000. From charming single-family homes to cozy townhouses, this price range offers a variety of options to suit different lifestyles and preferences. Many of these homes feature modern amenities, spacious layouts, and lovely outdoor spaces, perfect for enjoying Florida’s year-round sunshine.

Safety Harbor’s close proximity to major highways and the stunning Gulf Coast makes it an ideal location for both work and play. With its unique blend of community, safety, and affordability, Safety Harbor is not just a place to live; it’s a place to call home. Explore the possibilities and find your perfect residence in this delightful Florida town today!

Newest Safety Harbor Homes under $400,000

98 Cedar Elm Drive Unit 32, Safety Harbor
$139,900
2 Beds ⋅ 2 Baths ⋅ Briar Creek Mobile Home Community I Condo SubDv. ⋅ 34695 Zip Code
Welcome to your beautifully furnished retreat, perfectly situated on a dry lot in an X flood zone, offering peace of mind and privacy. This well-maintained home showcases a stunning tropical wooded backdrop, complete with a serene, meandering stream that creates a truly picturesque and tranquil setting. Inside, the home has been thoughtfully cared for, including upgraded ¾-inch plywood subflooring for added durability. The property has been regularly inspected underneath, and the roof-over adds extra protection and longevity. Located in the highly sought-after Briar Creek community, this property includes deeded land, an exceptional value. Residents enjoy a friendly neighborhood atmosphere with winding roads and majestic, mature trees that enhance the natural beauty of the area. The monthly maintenance fee of only $220 covers an impressive array of amenities, including water, sewer, trash service, lawn care, private roads, and access to the clubhouse. Relax and unwind at the heated pool and spa, enjoy a game of shuffleboard, or take advantage of the convenient on-site laundry facility and community mart for buying and donating gently used items. This pet-friendly home allows cats only. Conveniently located near numerous medical facilities, including a nearby hospital, this home offers both comfort and accessibility. If you’re seeking a private, nature-inspired setting within a welcoming and well-maintained community, this is the perfect place to call home. Room measurements are approximate, buyer responsible to verify.

98 Cedar Elm Drive Unit 32, Safety Harbor
1564 Nantucket St, Safety Harbor
$324,997
2 Beds ⋅ 2 Baths ⋅ Bay Towne SubDv. ⋅ 34695 Zip Code
Welcome to this charming villa on a tree-shaded corner lot with fencing. The updated kitchen features shaker cabinets, granite counters, and stainless steel appliances, with extra counter space and abundant storage for cooks. The great room's high vaulted ceilings create a large, open feel, and French doors lead to the year-round porch and backyard. The primary suite offers a walk-in closet and a private bath with a shower and a new vanity with a spacious granite top. The second bathroom, with a pedestal sink, sits just off the tiled hall beside an inside utility/laundry closet. The front bedroom overlooks the garden. Stroll along Bayshore Blvd. to Philippe Park or the Safety Harbor Spa and marina, all just minutes from downtown Safety Harbor. This golf-cart-friendly community is Florida living at its best.

1564 Nantucket St, Safety Harbor
1125 Thayer Street, Safety Harbor
$275,000
2 Beds ⋅ 2 Baths ⋅ Bay Towne SubDv. ⋅ 34695 Zip Code
Welcome to this corner villa located in the highly desirable Bay Towne Villas community in the heart of Safety Harbor. This single-story, end unit residence offers comfortable Florida living with an open and inviting floor plan and fenced back yard. Spacious living and dining areas create an ideal setting for everyday living or entertaining. The functional kitchen offers ample cabinetry and workspace. One of the standout features of this property is the open and private backyard—an uncommon find in many villa communities—providing the perfect space to relax, garden, or entertain outdoors. Easy access from the street through the side gate to store kayaks, bikes, etc. Best of all, this property offers fee-simple ownership, meaning you own the land and the home is not a condominium, providing greater flexibility and independence. Bay Towne Villas offers a peaceful residential setting with community amenities that include a heated pool and clubhouse. Cable, Internet, lawn, exterior paint are included in the $175 monthly HOA fee! The community is located less than one mile from downtown Safety Harbor, a charming waterfront town nestled along Old Tampa Bay. Residents enjoy close proximity to distinctive shops, award-winning restaurants, cultural venues, and the renowned Safety Harbor Resort and Spa. The area is known for its vibrant community events, including the popular Third Friday Festival, seasonal art and music festivals, and a lively weekly Farmers Market. Outdoor enthusiasts will appreciate being just a few blocks from Philippe Park, featuring scenic waterfront views, walking and biking trails, a boat ramp, fishing areas, and picnic spaces. Nearby Safety Harbor City Park spans 21 acres and offers playgrounds, volleyball courts, baseball fields, a skate park, and paddleboarding opportunities. Ideally located between Clearwater, Tampa, and St. Petersburg, this home is approximately 16 miles from Tampa International Airport and just 12 miles from the world-famous shores of Clearwater Beach. This villa presents a rare opportunity to enjoy low-maintenance living in one of Pinellas County’s most charming and vibrant communities. NEW ROOF TO BE INSTALLED PRIOR TO CLOSING. Golf carts ok. Rentals allowed.

1125 Thayer Street, Safety Harbor
301 Los Prados Drive Unit 301, Safety Harbor
$265,000
2 Beds ⋅ 2 Baths ⋅ Los Prados Condo SubDv. ⋅ 34695 Zip Code
Updated GROUND FLOOR condo - in great location! MINUTES from DOWNTOWN Safety Harbor and easy access to Tampa Airport and beaches! Enjoy maintenance-free living in this updated home. The courtyard welcomes you home and provides a relaxing space to enjoy the outdoors. The open floorplan and high ceilings lend to the spacious feel of the home. The kitchen has granite counters, stainless appliances, and under-sink water filtration system. The primary bedroom more than accommodates a king size bed. Double closets lead the way to the en-suite primary bath which has been fully updated with a raised ceiling and walk-in shower. The vanity features solid-surface counters. The laundry room features a full-size stackable washer/dryer plus additional storage. The HVAC system is 2026 and ducts have been cleaned and encapsulated for improved air quality. BONUS: enjoy access to Folly Farms - a 10 acre nature preserve just steps away from your new home!

301 Los Prados Drive Unit 301, Safety Harbor
515 Mistletoe Court Unit B, Safety Harbor
$235,000
2 Beds ⋅ 2 Baths ⋅ Yorktown At Beacon Place SubDv. ⋅ 34695 Zip Code
GROUND FLOOR! FLOOD ZONE X!! CARPORT! STORAGE! Great condo, great location! Close to everything and FULLY REMODELED with BONUS SPACES you won't find in other units! This amazing condo is MOVE-IN READY! The beautifully updated, modern kitchen featuring a pantry and plenty of counter space leads to an an enclosed patio area with a new sliding door. This split plan provides privacy but two bedrooms and two full baths are just the beginning. An additional room can be used as an office or a THIRD BEDROOM (it has a large closest)! The open floorplan living area is accented by a bonus sunroom, perfect for relaxing or reading. This crisp, clean home has wood-look tile flooring throughout and updated baths. The spacious walk-in closet in the primary bedroom has a place for everything you need. A storage closet provides a place for bikes, beach gear, or tools. Plumbing and electrical updated in 2015-2017 according to seller. In-unit laundry! Easy access to DOWNTOWN SAFETY HARBOR, Oldsmar, Tampa Airport, Countryside mall and BEACHES! Restaurants and shopping are minutes away. Set away from the hustle and bustle yet close enough for convenience.

515 Mistletoe Court Unit B, Safety Harbor
102 Nature's Trail Unit 79, Safety Harbor
$162,500
2 Beds ⋅ 2 Baths ⋅ Briar Creek Mobile Home Community Ii Condo SubDv. ⋅ 34695 Zip Code
Rare Land-Owned Gem in beautiful Safety Harbor! Say goodbye to lot rent and hello to true property ownership with this charming [2-bedroom / 2-bathroom] manufactured home nestled on a deeded lot with a private wooded backyard. Situated in a friendly, well-maintained 55+ community, this property features mature shade trees, a bright and open floor plan, and a peaceful neighborhood vibe. Your monthly maintenance fee of $250 a month covers essential water and sewer utilities plus lawn care and lovely amenities including a heated pool, spa, clubhouse, pickleball and RV/Boat storage. This home comes with some excellent recent upgrades to the electric and plumbing systems. Enjoy a serene Florida lifestyle just minutes from the Safety Harbor Pier, marina, local parks and gorgeous beaches along with convenience of many options for dining and shopping and close access to major roadways, highways and airports.

102 Nature's Trail Unit 79, Safety Harbor
616 Fairmont Avenue Unit D, Safety Harbor
$199,999
2 Beds ⋅ 2 Baths ⋅ Yorktown At Beacon Place SubDv. ⋅ 34695 Zip Code
Welcome to Yorktown in beautiful Safety Harbor! Nestled within a charming community shaded by majestic oak trees, this lovingly maintained residence offers an inviting blend of comfort, space, and an exceptional lifestyle. Enjoy community amenities including a large swimming pool overlooking a tranquil pond with a gazebo as well as shuffleboard courts. Just a short walk away, Marshall Street Park offers basketball, tennis, pickleball, a playground, and scenic walking trails. Outside the unit, you’ll appreciate the convenience of a covered carport, a storage closet beneath the carport, additional storage under the stairs, and ample guest parking. Step inside to discover soaring cathedral ceilings and an expansive living and dining room filled with natural light from three large windows and a sliding glass door leading to the screened-in patio. Lovingly cared for over the past three decades, this home is in near-immaculate condition and reflects years of pride of ownership. The kitchen features Whirlpool appliances, a convenient in-kitchen dining area, a pass-through window perfect for entertaining, and a laundry closet accommodating a full-sized washer and dryer. The spacious primary suite offers a charming additional cove—ideal for a cozy reading nook or sitting area—with its own access to the screened-in patio. The en-suite primary bath features a dual-sink vanity, a step-in shower, and a separate soaking tub. Ideally located just minutes from downtown Safety Harbor, you’ll enjoy easy access to local dining, entertainment, shopping, and highly rated schools. Discover the perfect combination of peaceful community living, thoughtful amenities, and a convenient location in this well-cared-for Safety Harbor gem!

616 Fairmont Avenue Unit D, Safety Harbor
176 Clubview Drive Unit 3, Safety Harbor
$225,000
2 Beds ⋅ 2 Baths ⋅ Briar Creek Mobile Home Community Ii Condo SubDv. ⋅ 34695 Zip Code
Welcome to your turn-key, lake front home! This open floor plan, spacious approximately 1600 square foot home has five windows facing south right on Horseshoe Lake. Its thoughtfully designed remodeled kitchen welcomes your visitors to an entertaining quartz counter top island, newer appliances, brand new Samsung glass-top range, tongue and groove ceiling and ample storage in soft close cabinets. Unlike most homes here, there is a large inside laundry room down the hallway. 2026 Samsung washer and Maytag dryer convey. Both bathrooms are updated. The primary bath has an ease-of-use walk-in shower, granite counter top vanity and tile floors. The second bath has had the sub-floor replaced, tiled shower and laminate floors with newer vanity. The surprise to this home is the original car port that has been converted to air living space adding 341 square feet to the total square footage of the home. All interior and exterior doors have been replaced. Enjoy sunsets on the paver patio next to the lake. Vinyl siding makes cleaning a breeze. Gutters on 2 sides of the home. Epoxy driveway. Landscaped on all sides. Monthly fees include water, sewer, trash, maintenance of grounds and amenities and mowing. This home is quiet, set in the rear of the community and steps away from the pool & hot tub, pickleball court, and fitness center. This active community with card games, bowling league, dances and events is waiting to meet you!

176 Clubview Drive Unit 3, Safety Harbor
645 10th Place, Safety Harbor
$325,000
3 Beds ⋅ 1 Baths ⋅ Lincoln Highlands SubDv. ⋅ 34695 Zip Code
A broad paver driveway and fenced backyard frame this three-bedroom, one-bath, single-level home. Connected living and dining spaces feature wood-look flooring, wide windows, recessed lighting and a ceiling fan. The kitchen includes white cabinetry, speckled countertops, a mosaic tile backsplash and a double-basin sink beneath a window. A black refrigerator, gas range and range hood complement the kitchen, while a tray ceiling with recessed lights adds detail overhead. All three bedrooms include ceiling fans, and the bathroom features a tiled walk-in shower and vanity storage. A separate laundry room includes wall shelving. Outdoors, a paver patio and mature shade tree extend the usable space. Local recreation includes Waterfront Park’s nature boardwalk and shaded picnic area beside Tampa Bay. Included 100-Day Home Warranty with buyer activation

645 10th Place, Safety Harbor
345 Plymouth Street, Safety Harbor
$324,900
2 Beds ⋅ 1 Baths ⋅ Bay Towne SubDv. ⋅ 34695 Zip Code
Less upkeep, more Florida—this updated 2-bedroom, 1-bath villa in Safety Harbor’s Bay Towne community makes a compelling case for enjoying life beyond your to-do list. Whether you’re looking for a year-round home or a seasonal retreat, this single-story residence pairs solid block construction with thoughtful updates, smart technology, and inviting outdoor space... Inside, vaulted ceilings add an airy feel to the living and dining area, complemented by textured ceilings with the popcorn finish removed, recessed lighting, updated outlets, and a newer ceiling fan. The kitchen brings style and function together with granite countertops, a butcher-block accent, updated appliances, and reverse-osmosis filtration at the sink. The bathroom features updated vanities and tile work... The improvements reach well beyond the finishes. The seller reports a 2020 roof, hurricane-impact windows, whole-home re-piping completed in 2023, and upgraded attic insulation with a radiant barrier. The Trane HVAC system has received replacement coils and a blower, with the air handler relocated from the attic to a hall closet for easier access. A REME HALO air purification system adds another thoughtful touch... Smart lighting, Cat 6 Ethernet connections in both bedrooms and the living room, wired front and rear security cameras, and a Tesla Level 2 EV wall charger bring everyday convenience into the mix... Solar power adds another appealing benefit: enjoy renewable energy without the upfront expense of purchasing panels. The seller reports current monthly costs of approximately $106 for the solar lease plus $30 to Duke Energy—approximately $136 combined, leaving more room in the budget for enjoying Florida. The existing solar setup offers the buyer an opportunity to assume the lease, subject to provider approval. The seller also reports an option to discontinue after three years, subject to the agreement’s terms and provider confirmation. Actual electricity costs and savings vary with usage, solar production, and utility rates... Outside, an awning-covered front porch offers a welcoming place to pause, while the screened rear patio with pavers and fenced backyard invite outdoor dining, morning coffee, or a little well-earned downtime. Located in Flood Zone X, the property also offers access to a community pool. Per the seller, HOA services include lawn care, cable TV, high-speed internet, and select streaming subscriptions; buyers should confirm current coverage with the association... Then there’s the location: nearby downtown Safety Harbor offers Main Street shops, local restaurants, arts, and community events, while Philippe Park delivers shaded grounds and beautiful bay views. Enjoy the historic Safety Harbor Resort & Spa, explore local parks and trails, or head west for a Gulf beach day at Clearwater Beach, Honeymoon Island, Sand Key, Indian Rocks Beach, or Indian Shores. Access to Clearwater, Tampa, St. Petersburg, Tampa International Airport, and St. Pete–Clearwater International Airport keeps regional destinations within reach... A comfortable home base with plenty of reasons to get out and enjoy Florida—schedule your showing and discover the possibilities.

345 Plymouth Street, Safety Harbor
255 Los Prados Drive Unit 255, Safety Harbor
$262,500
2 Beds ⋅ 1 Baths ⋅ Los Prados Condo SubDv. ⋅ 34695 Zip Code
Discover easy, low-maintenance living in the charming Los Prados community of Safety Harbor! This second-floor, 2-bedroom, 1-bath condo offers a comfortable, practical layout with bright living and dining areas that makes everyday living feel relaxed and welcoming. Step out to your private patio, a perfect spot for morning coffee or unwinding in the evening breeze, that includes an extra storage closet. Both bedrooms offer good closet space, and the upstairs location adds a lovely sense of privacy and quiet. Added conveniences include inside laundry and assigned covered parking. One of the best parts of calling Los Prados home is the location. You're within walking distance of downtown Safety Harbor, where you can enjoy local restaurants, shops, the marina, and the community events that give this little town so much character. Back at home, residents enjoy a community pool, heated spa, peaceful ponds, and private access to Folly Farms Nature Preserve, with walking trails and garden areas to explore. The HOA fee includes water, cable, internet, sewer and trash. Whether you're looking for a full-time residence or a second home getaway, this Safety Harbor condo delivers comfort, convenience, and small-town charm. High and Dry - no flood insurance required! Schedule your showing today!

255 Los Prados Drive Unit 255, Safety Harbor
612 Baldwin Avenue Unit C, Safety Harbor
$235,000
3 Beds ⋅ 2 Baths ⋅ Yorktown At Beacon Place SubDv. ⋅ 34695 Zip Code
One or more photo(s) was virtually staged. THREE BEDROOMS. WATER VIEW. STEPS FROM THE POOL. SAFETY HARBOR. This is the combination buyers wait for — and at this price, it is hard to find. Welcome to 612 Baldwin Avenue #C, a spacious 3-bedroom, 2-bath end-unit condo with 1,230 square feet in Yorktown at Beacon Place. One of the best-positioned units in the community, this condo sits closest to the pool and clubhouse and offers a private balcony where you can look out over the pond and community pool. The floor plan is a major advantage. The primary suite is separated from the other two bedrooms, giving everyone more privacy, while three true bedrooms create flexibility for guests, a home office, or additional living space. The home also features a dedicated laundry room, generous storage, covered carport parking, and additional outdoor storage. With no upstairs neighbors and an end-unit location, you get extra privacy in a setting that feels tucked away while still being close to everything. And then there is Safety Harbor — one of Pinellas County’s most desirable small-town communities. Downtown Safety Harbor, Philippe Park, waterfront parks, restaurants, breweries, shopping, and the Safety Harbor Resort & Spa are all just minutes away, with convenient access to Tampa, Clearwater, St. Petersburg, and both area airports. The property is also zoned for Safety Harbor Elementary, Safety Harbor Middle, and Countryside High School. For buyers who have been waiting for three bedrooms, a water view, pool access, covered parking, and a Safety Harbor address without the Safety Harbor price tag, this is one to see quickly. The location within the community is difficult to duplicate — and opportunities like this do not come around often.

612 Baldwin Avenue Unit C, Safety Harbor
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