Palm Harbor Homes under $400,000

Palm Harbor Homes under $400,000

Welcome to Palm Harbor, Florida – a hidden gem nestled in the heart of Pinellas County! Known for its stunning landscapes, vibrant community, and proximity to the shimmering Gulf of Mexico, Palm Harbor is the perfect place to call home. With its lush parks, top-rated schools, and a plethora of recreational activities, this charming city offers a unique blend of suburban tranquility and coastal allure.

For those seeking an affordable entry into this delightful region, you'll be pleased to discover a variety of homes available for under $400,000. Whether you’re a first-time homebuyer, a growing family, or looking to downsize, Palm Harbor has something for everyone. From cozy single-family homes to inviting townhouses, the options are diverse and appealing. Many of these properties feature modern amenities, spacious layouts, and beautiful outdoor spaces, perfect for enjoying Florida's year-round sunshine.

Beyond the homes, Palm Harbor boasts a rich cultural scene. Explore the local boutiques, indulge in delicious dining options, or take a leisurely stroll along the picturesque waterfront. The nearby beaches are just a short drive away, offering endless opportunities for relaxation and adventure.

Living in Palm Harbor means becoming part of a warm and welcoming community. With an array of events, festivals, and activities throughout the year, you’ll never run out of things to do or people to meet. Come and discover why Palm Harbor is not just a place to live, but a place to thrive. Your dream home awaits!

Newest Palm Harbor Homes under $400,000

36750 Us Highway 19 N Unit 15-115, Palm Harbor
$279,900
1 Beds ⋅ 1 Baths ⋅ Innisbrook SubDv. ⋅ 34683 Zip Code
Discover the opportunity to enjoy the sought-after Innisbrook lifestyle in this inviting ground floor condominium with a gorgeous view on Copperhead golf course. With an open-concept floor plan, 1 bedroom, 1 bathroom, and a private back patio oasis. Nestled among beautifully maintained grounds and the scenic surroundings of Innisbrook Resort, this residence offers an appealing setting within one of Palm Harbor's most recognized championship golf communities and resort-style amenities. Optional resort memberships may provide access to additional recreational offerings including golf, swimming pools, tennis, fitness, dining, and spa services. Conveniently located near shopping, beaches, and everything the Tampa Bay area has to offer. Whether seeking a full time residence, seasonal getaway, or investment opportunity - this property presents an opportunity to experience the lifestyle Innisbrook offers and makes so desirable.

36750 Us Highway 19 N Unit 15-115, Palm Harbor
2712 4th Court, Palm Harbor
$240,000
2 Beds ⋅ 3 Baths ⋅ Wedge Wood Of Palm Harbor SubDv. ⋅ 34684 Zip Code
Welcome to your private retreat in Palm Harbor’s desirable Wedgewood community! Nestled beneath a canopy of majestic oak trees, this beautifully maintained and updated two-story residence offers the space, privacy, and feel of single-family living with the convenience of low-maintenance ownership. Featuring 2 bedrooms, 2.5 bathrooms, and over 1,300 square feet of living space, this home blends comfort with Florida charm. The bright, inviting interior features a spacious, open-concept living area that flows seamlessly into a nearly 500-square-foot private enclosed courtyard, ideal for entertaining or relaxing in your own outdoor oasis. Upstairs, the generous primary suite features a walk-in closet, private balcony, and refreshed ensuite bathroom with a glass-enclosed shower. Additional highlights include Oak and Bamboo floors throughout, an updated guest bathroom, a convenient half bath, a laundry area with washer and dryer, ample storage, and a 2022 HVAC system. Enjoy resort-style community amenities, including a sparkling pool, spa, clubhouse, playground, tennis courts, and basketball courts. Located just a short walk from the pool and clubhouse, this residence offers easy access to the community’s recreational amenities. Conveniently situated near US Highway 19 and Tampa Road, the property is just minutes from shopping, dining, Gulf beaches, Honeymoon Island and the charming downtowns of Palm Harbor, Dunedin, and Tarpon Springs, with easy access to Tampa International Airport, Tampa, and St. Petersburg. Whether you're seeking a full-time residence or a seasonal getaway, this Wedgewood home offers an appealing combination of privacy, convenience, and carefree Florida living. Don't miss this wonderful opportunity!

2712 4th Court, Palm Harbor
3882 Lake Shore Drive, Palm Harbor
$350,000
2 Beds ⋅ 2 Baths ⋅ Lake St George-Unit Vi SubDv. ⋅ 34684 Zip Code
You'll fall in love at first sight with this gorgeous, beautifully updated home featuring an open floor plan, soaring cathedral ceilings, and timeless style in one of Palm Harbor's most sought-after neighborhoods. Meticulously maintained by its owners, this home offers the perfect blend of modern updates, thoughtful details, and move-in-ready convenience. Major improvements include a new roof in November 2024, a new AC in 2024, fresh exterior paint in 2022, and a fully remodeled kitchen in 2022. This home is high and dry in flood zone X, and NO flood insurance is required. Your front door welcomes you with private conservation views overlooking the 62-acre Lake Saint George. Enjoy the peace and quiet from your screened-in front porch, which helps keep the entrance cool during the summer while allowing the breeze to flow through. The stunning updated kitchen is sure to impress, featuring captivating granite countertops, a large single-basin sink, crisp white shaker cabinetry, a huge step-in pantry, and upscale stainless steel appliances. The eat-in kitchen offers beautiful natural light from an oversized window with a charming built-in bench seat, creating the perfect spot to enjoy your morning coffee. The spacious living room features an updated double-pane sliding glass door, bringing in even more natural light. No carpet here! Luxury waterproof vinyl flooring runs throughout the home, complemented by beautiful, clean tile in the kitchen and bathrooms. The primary bedroom offers his-and-hers closets and a private en-suite bathroom. The secondary bedroom is equally inviting, filled with natural light and featuring French doors that lead to the private patio. Outside, the fully fenced backyard offers plenty of room to relax and entertain, with a paved seating area, tiered garden, and grassy space. A water fountain creates a peaceful ambiance where you can unwind at the end of the day, watching the sunset and listening to the water flow while birds chirp nearby. Two outdoor storage sheds provide additional space for bicycles, gardening supplies, and all your extras. The washer and dryer convey with the sale, along with a handy laundry utility sink. The Lake St George Community offers a fantastic POOL, playground, tennis courts, pickleball courts, basketball courts and of course access to Saint George Lake complete with a dock and kayak launch all for the low fee of $475/year. Easy access to US-19 and McMullen Booth Rd for commuting. 25 minutes to Tampa International Airport, 20 minutes to the St Pete/Clearwater Airport, 7 miles to the white sand Honeymoon Island Beach, 10 minutes to multiple boat ramps, 4 miles from the Countryside Mall, 5 minutes to Target, Publix, and Walmart. The Pinellas County Trail Extension is only 1 mile away for biking and scenic exercise. Close to shopping, dining and medical facilities. Palm Harbor is known for its excellent schools. This home is zoned for top A-Rated elementary, middle & high schools! Schedule your showing now, this move-in-ready home will not last long!

3882 Lake Shore Drive, Palm Harbor
2375 Fox Chase Boulevard Unit 241, Palm Harbor
$148,000
2 Beds ⋅ 2 Baths ⋅ Fox Chase West Condo SubDv. ⋅ 34683 Zip Code
Welcome to this beautifully situated ground-floor corner condo, oGering an inviting combination of comfort, convenience, and exceptional value. Built with durable block construction and featuring a new roof in 2017, this light and bright residence is an opportunity you won’t want to miss. The corner location provides an abundance of natural light, while the ground-floor setting makes everyday living easy. Your assigned parking space is just steps from the front door, and the community pool, tennis courts, clubhouse, and recreation areas are all just a short stroll away. Inside, the spacious living and dining areas create a comfortable setting for relaxing or entertaining. The well-equipped kitchen features a newer range, dishwasher, and refrigerator. A dedicated laundry room includes a washer and dryer, along with additional storage space. The generous primary suite oGers a walk-in closet and private en-suite bathroom with a convenient walk-in shower. Step outside to the screened lanai, an ideal spot to enjoy your morning coGee or unwind at the end of the day while adding even more usable living space. Residents enjoy an impressive selection of community amenities, including a clubhouse with a pool table, ping pong, and fitness equipment, along with a sparkling pool, tennis courts, shuGleboard, picnic area, barbecue grills, and playground. This location is hard to beat. You’re conveniently close to schools, restaurants, shopping, parks, and some of the area’s most popular destinations, including Clearwater Beach, Honeymoon Island, Fred Howard Park, the Tarpon Springs Sponge Docks, and charming downtown Dunedin. Opportunities like this are hard to find in this price range. Come see this condo and discover the value, convenience, and lifestyle it has to o@er before it’s gone!

2375 Fox Chase Boulevard Unit 241, Palm Harbor
4030 Corkwood Court, Palm Harbor
$259,900
3 Beds ⋅ 2 Baths ⋅ Strathmore Gate East SubDv. ⋅ 34684 Zip Code
BEAUTIFULLY UPDATED PALM HARBOR VILLA | STUNNING RENOVATED KITCHEN | MAJOR SYSTEM UPGRADES | LOW-MAINTENANCE FLORIDA LIVING! Welcome to 4030 Corkwood Court, a beautifully refreshed 1,298-square-foot villa nestled in the established and desirable Strathmore Gate East community of Palm Harbor! Offering an exceptional combination of contemporary style, everyday comfort, and peace of mind, this meticulously maintained residence delivers the Florida lifestyle buyers have been searching for—without the burden of extensive exterior maintenance. THE SHOWSTOPPER IS THE BEAUTIFULLY RENOVATED KITCHEN! Thoughtfully reimagined with crisp white cabinetry, sleek stainless steel appliances, and a bright, inviting aesthetic, this impressive culinary space creates an atmosphere that feels fresh, sophisticated, and welcoming. Whether preparing your favorite meals, entertaining friends, or enjoying a quiet morning coffee, the kitchen serves as a stylish centerpiece of the home. Step beyond the kitchen and discover an inviting interior enhanced by attractive wood-look flooring, freshly painted walls, elegant crown molding, and ceiling fans that contribute to the home's comfortable, cohesive design. The thoughtfully maintained bathrooms provide additional appeal, including a beautifully modernized bathroom featuring contemporary finishes and an updated tub/shower surround, while the second bathroom offers extensive tilework, a glass-enclosed shower, and practical accessibility features. BIG-TICKET IMPROVEMENTS? ALREADY ADDRESSED! Enjoy the confidence of a 2024 ROOF, 2025 HVAC SYSTEM, AND 2023 WATER HEATER, offering valuable updates where they matter most. Equally compelling is the convenience of the community's comprehensive maintenance program. The monthly HOA fee includes property management, exterior maintenance, roof coverage, lawn care, water, trash service, and property management—allowing residents to spend less time maintaining their property and more time enjoying life! NO CDD FEES, adding another attractive financial advantage. Ideally positioned in the heart of Palm Harbor, this residence places shopping, dining, everyday conveniences, recreation, and the beautiful Gulf Coast within convenient reach. Whether you're seeking a primary residence, a seasonal Florida retreat, or an opportunity to embrace a simpler, low-maintenance lifestyle, this exceptional villa deserves your attention. UPDATED INTERIOR. BEAUTIFUL KITCHEN. MAJOR SYSTEM IMPROVEMENTS. OUTSTANDING PALM HARBOR LOCATION. Discover the value, comfort, and convenience that make 4030 Corkwood Court such a compelling opportunity. Schedule your private showing today and experience firsthand why this beautifully updated villa should be at the top of your list!

4030 Corkwood Court, Palm Harbor
1801 E Lake Road Unit 9E, Palm Harbor
$190,000
2 Beds ⋅ 2 Baths ⋅ El Pasado A Condo SubDv. ⋅ 34685 Zip Code
PRICE TO SELL FAST!! Call to see this El Pasado upstairs condo! This bright and inviting two-bedroom, two-bath upstairs condo, offering comfort, privacy, and an abundance of natural light. The vaulted ceilings in the living and dining areas create a spacious, open atmosphere as you step inside. An extra-large kitchen greets you at the entrance, complete with newer stainless steel appliances and ample counter space, ideal for cooking and entertaining. Just beyond the living area is an extended space that was formerly a lanai now enclosed with windows and screens perfect for a home office, reading nook, or relaxing evening retreat. The split-bedroom layout ensures privacy. The primary suite features room for a king-size bed, a walk-in closet, a large vanity area, and a walk-in shower. The guest bedroom is spacious enough for a queen-size bed and includes its own full bathroom with a tub and shower combination. Between the bedrooms is a full-size washer and dryer for added convenience. Covered carport parking is located very close to the unit, with ample guest parking available. The community also offers a sparkling pool and scenic pond views from this well-situated corner upstairs condo NO TRUCKS ALLOWED SORRY

1801 E Lake Road Unit 9E, Palm Harbor
3979 Mermoor Drive, Palm Harbor
$257,000
2 Beds ⋅ 2 Baths ⋅ Brookhaven SubDv. ⋅ 34685 Zip Code
CERTIFIED PRE-OWNED CONSERVATION VILLA WITH ATTACHED GARAGE IN GATED BROOKHAVEN! Relax knowing the home has just been inspected, with a clean 4 point and we buyers are covered by a 1-Year Home Warranty! Wake up to complete privacy overlooking a serene, unspoiled nature preserve—where deer and wild turkeys are your only back neighbors. Surrounded by the quiet of nature, you'll imediately relax when you near your new home. Unlike standard villas with exposed carports, this single-level 2-bedroom, 2-bath retreat features a 1-car attached garage plus driveway parking, hurricane impact windows, soaring vaulted ceilings, ceramic tile flooring, a cozy wood-burning fireplace, and an updated primary bath with a walk-in dual-head shower. Unwind on your screened lanai with zero rear neighbors and no fencing obstructing your wildlife view. Resort-style amenities include gated entry, heated pool, tennis, 6 pickleball courts, basketball, playgrounds, and scenic trails—minutes from East Lake shopping, golf, beaches, and TIA. Flexible 3-month minimum leasing (1x/year).

3979 Mermoor Drive, Palm Harbor
149 Lake Shore Drive N, Palm Harbor
$350,000
2 Beds ⋅ 1 Baths ⋅ Lake Shore Estates 1st Add SubDv. ⋅ 34684 Zip Code
TARPON LAKE LIFE !!! DIRECT FRESHWATER CANAL WATERFRONT LEADING TO LAKE TARPON 2 HOUSES AWAY! LOT SIZE 135 BY 69.7. 0.17 acres. LOCATION LOCATION 1 MILE FROM INNISBROOK GOLF COURSE RESORT. HONEYMOON ISLAND 11 MILES,HOWARD BEACH 8 MILES, CLEARWATER BEACH 18 MILES,TRADER JOES 4 MILES,WHOLE FOOD 7 MILES, MOVIE THEATER 2 MILES,HOSPITAL AND MEDICAL FACILITIES CLOSE BY. 2 bedroom 1 bath with Terrazzo flooring throughout the house. New Exterior and Interior Paint, New Window Shades,New Washer and Dryer, New Refrigerator. Air conditioner approx. 6 years old. Roof 2011. No history of flooding.Backyard shed for extra storage, partially fenced, plenty of room to entertain and enjoy the sunset after a day on the lake. Optional fees for clubhouse and boat ramp nearby. Neighborhood is secluded, recreational, and very quiet.

149 Lake Shore Drive N, Palm Harbor
1006 Lennox Road W Unit 1006, Palm Harbor
$242,900
2 Beds ⋅ 2 Baths ⋅ Gleneagles I Condo SubDv. ⋅ 34683 Zip Code
BEAT THE WINTER RUSH! YOUR FLORIDA RETREAT AWAITS! With Florida’s beautiful weather just around the corner, now is the perfect time to secure this unique condo in a community that feels more like a private home than a traditional condominium complex! Surrounded by mature landscaping, the soothing sounds of birdsong, and abundant wildlife, this beautifully updated second-floor, 2-bedroom, 2-bath residence offers the peaceful ambiance of a mountain retreat with all the conveniences of Florida living. Enjoy a tranquil setting just minutes from some of the area's most desirable destinations, including Sunset Beach and its popular free First Thursday concerts, Honeymoon Island State Park, Fred Howard Park, the famous Tarpon Springs Sponge Docks, and the renowned Innisbrook Resort and Golf Club right next door. Inside, you'll find a thoughtfully remodeled home featuring luxury vinyl flooring throughout and popcorn-free ceilings for a fresh, modern feel. Additional improvements include new remote-controlled ceiling fans, updated bathroom vanities, luxurious quartz countertops, a stylish tiled backsplash, and new kitchen soft close cabinetry complemented by LG appliances. The convenient laundry area features an Electrolux all-in-one washer and dryer, and a new water heater adds even more value and peace of mind. This quiet, pet-friendly community welcomes two pets (up to 40 pounds each). Rental opportunities are also available, with a six-month minimum lease permitted after one year of ownership, subject to the community's 12% rental cap. Whether you're looking for a seasonal Florida getaway, a comfortable full-time residence, or an investment opportunity, this special property offers an appealing blend of privacy, modern updates, natural beauty, and an exceptional location.

1006 Lennox Road W Unit 1006, Palm Harbor
232 Whisper Lake Road, Palm Harbor
$400,000
3 Beds ⋅ 2 Baths ⋅ Whisper Lake Sub SubDv. ⋅ 34683 Zip Code
Welcome to this beautifully updated 3-bedroom, 2-bathroom home in Palm Harbor! Offering a blend of modern finishes, comfortable living spaces, and inviting outdoor amenities, this move-in-ready home is sure to impress. The spacious living room features vaulted ceilings that create an open and airy feel. The updated kitchen boasts new stainless steel appliances, dual sinks, and an eat-in dining area that flows seamlessly into the living spaces, making it ideal for entertaining. The primary suite features a walk-in closet and sliding glass door access to the patio and outdoor spa. The remodeled primary bathroom showcases floor-to-ceiling tile in the walk-in shower and recessed lighting for a modern finish. Two additional generously sized bedrooms share an updated full bathroom. The large, fully fenced backyard includes a covered and screened patio with a spa, creating an ideal setting to relax or entertain. Conveniently located in Palm Harbor, this home offers easy access to shopping, dining, parks, golf courses, and the beautiful Gulf Coast beaches. Enjoy peace of mind with numerous major improvements, including a roof with hurricane clips (2020), windows (2020), updated ductwork (2018), and a new HVAC system (2025). Additional upgrades include new laminate flooring throughout (2025). Don't miss this opportunity to own an updated home in a desirable Palm Harbor location!

232 Whisper Lake Road, Palm Harbor
36750 Us Highway 19 N Unit 17-111, Palm Harbor
$275,000
1 Beds ⋅ 1 Baths ⋅ Innisbrook SubDv. ⋅ 34684 Zip Code
Experience the best of resort style living at the beautiful Innisbrook Golf & Spa Resort. This inviting 1-bedroom, 1-bath condominium offers an opportunity to own a getaway in one of the Tampa Bay area’s most recognized resort communities. Enjoy the relaxed Florida lifestyle surrounded by lush tropical landscaping and championship golf courses. Whether you’re looking for a personal retreat, a vacation escape, or an investment opportunity, this condominium offers the perfect setting to enjoy everything the Innisbrook lifestyle. Conveniently located near the beaches, shopping, dining, and entertainment of the Palm Harbor and Tampa Bay areas. Come discover your own piece of paradise!

36750 Us Highway 19 N Unit 17-111, Palm Harbor
36750 Us Highway 19 N Unit 3-125, Palm Harbor
$210,000
1 Beds ⋅ 1 Baths ⋅ Innisbrook SubDv. ⋅ 34683 Zip Code
RESORT-STYLE LIVING AT INNISBROOK RESORT & GOLF CLUB! Experience the best of resort living in this charming FIRST-FLOOR, FULLY FURNISHED 1-bedroom, 1-bath condo at the renowned Innisbrook Resort & Golf Club! The Carnoustie building is ideally situated overlooking the 18th green of the Island Course, surrounded by lush landscaping, mature trees, beautiful golf course views, and a tranquil pond setting. Enjoy an exceptional location just steps from the Island Clubhouse, pool, and golf course. Inside, you'll find a cozy and inviting retreat with a functional layout, beautiful plantation shutters, a comfortable living area featuring a sleeper sofa for guests, and a private outdoor patio perfect for relaxing and enjoying the peaceful surroundings. Offered fully furnished, this condo makes it easy to settle in and start enjoying the resort lifestyle. LOCATION, LOCATION, LOCATION! The Island Clubhouse is just steps away, featuring a pool, hot tub, and Turnberry Pub. Take a leisurely stroll to the Osprey Clubhouse and Salamander Grill, where Fairway's Coffee Shop serves Starbucks coffee and delicious treats. Other nearby amenities include the popular Loch Ness Pool, Packard's Steakhouse, Salamander Spa, fitness center, tennis center, pickleball courts, and driving range. Innisbrook offers an impressive resort lifestyle with four golf courses, four restaurants, six pools, tennis, pickleball, a fitness center, spa, and playground. Golf and membership packages are available, offering additional opportunities to enjoy the resort's exceptional amenities. Golf enthusiasts will especially appreciate the excitement of the annual Valspar PGA Championship, hosted right here at Innisbrook! Conveniently located approximately 23 miles from Tampa International Airport and 15 miles from award-winning Clearwater Beach, Innisbrook is also close to the charming coastal communities of Dunedin and Tarpon Springs, along with the shopping, dining, entertainment, and cultural attractions of St. Petersburg. POTENTIAL RENTAL INCOME OPPORTUNITY! This condo may be eligible for inclusion in Innisbrook's rental pool program, subject to applicable rental pool standards, required remodeling or updates, and program approval. Whether you're searching for a relaxing vacation getaway, a full-time residence, or a potential investment opportunity, this fully furnished condo offers a wonderful opportunity to experience resort-style living in one of Florida's most recognized golf communities. Come experience the beautiful surroundings, exceptional amenities, and unbeatable convenience of this desirable Island Course location. Your Innisbrook getaway awaits!

36750 Us Highway 19 N Unit 3-125, Palm Harbor
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