On Top Of The World Homes with Buyer Approval Required Community Features

On Top Of The World Homes with Buyer Approval Required Community Features

Welcome to On Top Of The World, a vibrant subdivision nestled in the heart of Clearwater, Pinellas County, FL. This 55+ community is a haven for those seeking an active and engaging lifestyle in a beautiful setting.

Homes in On Top Of The World offer a unique opportunity for residents to enjoy a range of community features, with Buyer Approval Required ensuring a cohesive and welcoming environment. From well-maintained streets to lush landscaping and recreational facilities, this neighborhood is designed to cater to the needs of its residents.

Residents of On Top Of The World can take advantage of a variety of amenities, including clubhouse access, swimming pools, fitness centers, and social activities. Whether you're looking to stay active, socialize with neighbors, or simply relax in a peaceful setting, this community has something for everyone.

In addition to its outstanding amenities, On Top Of The World is conveniently located near shopping, dining, and entertainment options, making it easy for residents to enjoy everything Clearwater has to offer. With its prime location and desirable features, On Top Of The World is a fantastic place to call home for those looking to embrace the best of Florida living.

Newest On Top Of The World Homes with Buyer Approval Required Community Features

2331 Finlandia Lane Unit 21, Clearwater
$127,000
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy comfortable Florida living in this clean, first-floor, one-bedroom, one-bathroom condo located in the desirable 55+ community of On Top of the World. The unit features luxury vinyl tile flooring throughout, two private patios, one in the front and one in the back, and the convenience of a dedicated parking space directly in front of your door. Its location near the community entrance and exit provides easy access. On Top of the World offers an abundance of amenities and activities for an active lifestyle, including private lake access for fishing and kayaking, activity centers, golf courses, swimming pools, organized clubs and activities, a dog park, tennis courts, shuffleboard, and so much more. Whether you're looking for relaxation, recreation, or an active social lifestyle, this condo offers a wonderful opportunity to enjoy all that On Top of the World has to offer! The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required.

2331 Finlandia Lane Unit 21, Clearwater
2417 Persian Drive Unit 53, Clearwater
$124,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
From the moment you step inside, you'll immediately feel at home! This warm and inviting, fully furnished 2 bed/ 2 bath CORNER condo is the one you have been waiting for! An additional delight is the desirable top-floor living without neighbors above, making this home such a special find. Featuring laminate flooring throughout the main living areas, cleaning will be a breeze! Soak in the natural light permeating through the IMPACT RESISTANT WINDOWS. The attractive kitchen includes updated soft close cabinetry, and opens to a Florida room, perfect for relaxing and unwinding. Enter the spacious main bedroom, offering a private en-suite bath, complete with seamless glass shower doors, adding a touch of luxury. Both bedrooms include an abundance of closet space. For your peace of mind, the air conditioning system was replaced in May 2021, and the water heater was replaced in November 2023. Don't delay, schedule your showing today! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required.

2417 Persian Drive Unit 53, Clearwater
2255 Philippine Drive Unit 45, Clearwater
$190,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to one of the better priced, updated, 1400 sqft condo in the Top of the World. It's a 2/2, 3rd floor unit (nobody above you), that combines comfort & resort style living. It has a desirable floor plan & is move in ready. The kitchen features new hardware, wood cabinets, new granite counter tops, a new under counter sink & faucet, new back splash, a new range top, stainless steel refrigerator/dishwasher/microwave, butler station, lament flooring, plus plenty of countertop space & cabinets. The Florida room has added counter tops/cabinets, large pantry closet, double pane windows, & lament flooring. The master bedroom has luxury vinyl tile and an approved 2020 stack washer/dryer closet (which conveys). The ensuite bathroom has a stand-alone shower, new toilet, new vanity sink/cabinet w/ a marble top, lighted mirror, and luxury vinyl tile. The 2nd/guest bathroom has a shower/tub combo w/ hand grip, new sink/vanity, & luxury vinyl tile. The 2nd/guest bedroom has Berber carpet. The front windows are hurricane impact. The main living area has lament flooring. The entry way has a new storm door. All rooms have recently been painted, all flooring is recent, all rooms but the kitchen/bathrooms have ceiling fans. The water heater is new, and the ac system is 2018 (well maintained & serviced yearly). Newer blinds throughout. Assigned parking. This pet friendly 55+ community has 2 activity centers/club houses, 2 heated pools, 2 golf courses (9 & 18 holes), jacuzzi, computer center, gym/exercise room, fenced dog park, hobby studio/wood shop, billiards, shuffleboard, tennis, horseshoes, lawn bowling, picnic areas, entertainment, classes, clubs, cards, library, dancing, the on-site Good Karma Cafe, & more. Your HOA covers all the amenities, 120 channel basic cable/high speed internet, water/sewer, trash, and everything outside the walls. This unit is fee simple. HOA approval is required & if financing, there is a min down payment requirement. You will be close to everything, the beach, airports, the mall, shopping, entertainment, health facilities, restaurants, pet care, hairdressers, banking, downtown Dunedin/Safety Harbor, Honeymoon Island, & more. All rooms sizes are approximate.

2255 Philippine Drive Unit 45, Clearwater
2295 Mexican Way Unit 21, Clearwater
$125,000
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
COME AND SEE This First floor condo is across from the 18 hole golf course and backs up to a beautiful backyard with a nice patio for grilling out and spending relaxing, cool and peaceful evenings. This condo has been completely remodeled with an open floor plan as you enter. The kitchen features granite counter with a beautiful eating bar. Come see this completely furnished move in ready home and make it your own. Hurry, this one will not last. Assigned parking just outside your door. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and many restaurants. All room sizes, floor plans and square footage are approximate.

2295 Mexican Way Unit 21, Clearwater
2426 Persian Drive Unit 52, Clearwater
$132,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Step inside this inviting third-floor condo in the sought-after 55+ community of On Top of the World and start making your Florida lifestyle dreams a reality! From the moment you enter, you’ll appreciate the open-concept living and dining area, offering plenty of space for relaxing, entertaining, and gathering with family and friends. Just around the corner from the dining area, you’ll find the kitchen, conveniently positioned near an additional bonus room filled with natural light from its ample windows. This versatile flex space offers so many possibilities—create a comfortable family room, game room, hobby space, reading retreat, or simply make it your own! Back through the main living area, the hallway leads to the home’s private living spaces. The generously sized guest bedroom features a spacious wall closet, while the nearby guest bathroom offers a convenient tub/shower combination. Just around the corner is the primary suite, complete with abundant wall closet space and a private en-suite bathroom featuring a step-in shower. As an added bonus, the primary bedroom also provides direct access to the light-filled family/bonus room. Of course, life at On Top of the World is about so much more than the condo itself! This vibrant 55+ community is known for its tremendous array of amenities and activities, including golf, clubhouses, swimming pools, walking trails, planned activities, and so much more. Whether you’re looking to stay active, meet new friends, or simply enjoy the Florida sunshine, there’s something here for everyone. Come discover what makes On Top of the World such a special place to call home. Schedule your showing today and see all that this wonderful condo and community have to offer!

2426 Persian Drive Unit 52, Clearwater
2228 Swedish Drive Unit 22, Clearwater
$285,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Welcome to On Top of The World, a premier 55+ Active Community. This beautiful & spacious 2 bedroom/ 2 bathroom condo is one of the largest units in the community at 1,740 sf. This condo is ideal for someone who is transitioning from a single family home or anyone looking for EXTRA SPACE and STORAGE. You will find closets and storage everywhere: there is a good size closet at the entry way; there is a large WALK-IN STORAGE closet in the hallway; there is a linen closet in the hallway; the master bedroom has a HUGE WALK-IN CLOSET and a 2nd closet; the 2nd bedroom has a large WALK IN CLOSET; there is a large Laundry Room with loads of storage cabinets; and there is a community storage closet. The spacious living room is accented with gleaming Brazilian Cherry wood floors. The large EAT-IN kitchen has endless possibilities: it can also double as a family room, a dining room, or an office space. Enjoy your morning coffee and meals with peaceful pond views out the large Bay window. You will love the gorgeous Travertine floors that make cleaning a breeze. As an added convenience, this is one of the newer buildings that has a full INSIDE LAUNDRY ROOM equipped with HOA approved hookups, a washer & dryer, and lots of storage cabinets. Some updates include newer DOUBLE PANE WINDOWS, NEW A/C system in 2024, and a newer hot water heater. On Top of The World has over 100 clubs and activities. There are two activity centers and two private GOLF courses with 9 and 18 holes, free exclusively for residents & owners. There are two HEATED swimming pools to enjoy all year. The remodeled Cardio Gym is a state-of-the-art fitness center with the latest exercise equipment complete with spinning classes, yoga, and more. There are hobby studios including a wood shop, a computer lab, Billiards room, and card rooms. The grand ballroom hosts live music, entertainment, and events. There is also horseshoes, shuffle board, tennis courts, pickle ball, walking trails, bike storage, kayak storage & launch area. Enjoy some take & bake meals and snacks at the on-site Good Karma Café’. Your four legged friends will love the fenced Dog Park with benches. This is a VERY FRIENDLY PET community and one of the only 55+ communities that allows for multiple pets and LARGE DOGS. This community offers the security and comfort of being situated on one of the highest points in Pinellas County and is in a NON-FLOOD & NON-EVACUATION zone, safe from any potential storm surge. The buildings are made of concrete, built to withstand hurricane winds, and the Milestone Study has been completed with no need for Phase II. Additionally, OTOW has a long history of careful budgeting, resulting in NO special assessments during its four-decade history. This great location is close to the Best Beaches and State Parks including the Sugar Sands at Clearwater Beach, Honeymoon Island, the charming towns of Tarpon Springs, Dunedin and Safety Harbor. There are excellent Shopping and Dining options all around and it provides easy commuting to Tampa, St. Petersburg, Airports. Whether you’re looking for a year-round residence or a seasonal retreat, this condo has everything you need for an enjoyable and comfortable lifestyle.

2228 Swedish Drive Unit 22, Clearwater
2287 Philippine Drive Unit 59, Clearwater
$144,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Welcome to 2287 Philippine Dr #59 in the desirable On Top of the World community in Clearwater, FL! This 2-bedroom, 2-bathroom condo is located in an elevator building and offers a spacious layout with a family room and new flooring throughout. Whether you’re searching for a full-time residence, seasonal getaway, or investment property, this unit presents an excellent opportunity in one of Tampa Bay’s premier 55+ gated and guarded communities. Residents enjoy access to over 170 clubs and activities, multiple pools, a private golf course, expansive clubhouse, fitness center, tennis and sport courts, and beautifully maintained grounds. Conveniently located just minutes from Clearwater Beach, shopping, dining, and major highway access including US-19, this condo combines lifestyle and location in the heart of Clearwater.

2287 Philippine Drive Unit 59, Clearwater
2170 Americus Boulevard S Unit 51, Clearwater
$255,000
2 Beds ⋅ 3 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy comfort and convenience in this well-located 2-bedroom, 2.5-bath condo conveniently located within a short walk from the West Activity Center. Located in a vibrant 55+ community, this home delivers an active, connected lifestyle. Includes an assigned parking spaces. The 55+ community has two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association.

2170 Americus Boulevard S Unit 51, Clearwater
2381 Ecuadorian Way Unit 45, Clearwater
$179,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome home to this beautifully renovated top floor, 2-bedroom, 2-bath condo, ideally located directly across from the East Activity Center! Enjoy easy access to a heated swimming pool, fitness center, tennis and pickleball courts, and a variety of recreational activities, all within walking distance. After parking in your assigned space, step inside to discover an extra-large living room featuring luxury vinyl plank flooring, elegant crown molding, and recessed lighting. The stunning renovated kitchen is sure to impress, showcasing slow-close shaker cabinets, granite countertops, stainless steel appliances, a stylish ceramic tile backsplash, a modern range hood, luxury vinyl plank flooring, and recessed lighting. Both bathrooms have been tastefully updated with new comfort-height commodes, vanities, faucets, and lighting fixtures, combining modern style with everyday functionality. Additional features include updated windows, ceiling fans in key rooms, your own washer and dryer, and important mechanical updates for added peace of mind. The HVAC system, replaced in 2018 and includes a UV lamp to help improve indoor air quality, and the water heater was replaced in 2020. This vibrant 55+ community offers an array of amenities designed to enhance your lifestyle. Enjoy exclusive access to two private golf courses with 9 and 18 holes, two heated swimming pools, and two activity centers. Stay fit with the remodeled fitness gym equipped with the latest exercise equipment, or participate in various community activities such as fitness classes, dancing, clubs, cards, billiards, pickleball and more. Pet owners will appreciate the very pet-friendly environment, complete with a fenced dog park and covered seating. The community also offers hobby studios and a woodshop for the exclusive use of residents. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Located close to beaches, transportation, shopping, entertainment, and fine dining, this condo combines convenience with comfort. All room sizes, floor plans, and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, 35% down payment is required and association approval is required. Washer, dryer, and hook ups must be approved by the association. This move-in-ready home combines thoughtful renovations, comfortable living spaces, and an outstanding location near community amenities. Don't miss this opportunity to enjoy the Florida lifestyle you've been looking for. Schedule your showing today!

2381 Ecuadorian Way Unit 45, Clearwater
2454 Australia Way E Unit 38, Clearwater
$110,000
2 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy the best of Florida living in this ideally located 2-bedroom condo! Just steps from the East Activity Center, you'll have convenient access to swimming pools, a remodeled fitness center, tennis and pickleball courts, and a variety of recreational activities. Inside, laminate flooring extends throughout the living room, dining room, and both bedrooms, creating a cohesive look. The Florida Room features realistic wood-look ceramic tile flooring and a separate doorway providing access to the building's second-floor lobby and laundry facility. The updated kitchen offers slow-close shaker-style cabinets, granite countertops, and ceramic tile flooring. This vibrant 55+ community offers an exceptional array of amenities, including two private golf courses (9- and 18-hole), two heated swimming pools, two activity centers, and a remodeled fitness center equipped with modern exercise equipment. Enjoy an active social calendar featuring fitness classes, dancing, clubs, cards, billiards, and much more. Pet owners will appreciate the fenced dog park with covered seating, while hobby studios and a woodshop offer space to explore creative interests. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Conveniently located near Gulf Coast beaches, shopping, transportation, entertainment, and fine dining, this fee-simple condo offers an appealing combination of comfort, recreation, and convenience. Don't miss this opportunity to enjoy an active Florida lifestyle in a community filled with amenities! All room sizes, floor plans and square footage are approximate. Association approval is required. If financing, a 35% down payment is required.

2454 Australia Way E Unit 38, Clearwater
2221 Swedish Drive Unit 53, Clearwater
$179,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Virtually Staged. Beautiful 3rd-floor 2-bedroom, 2-bath partially furnished El Dorado model offering 1,370 sq ft of bright, open living on the highly sought-after West Side of On Top of the World’s golf community—just steps from Harbor Lake. Complete with a charming sitting area at the front entry perfect for enjoying your morning coffee or relaxing after a day of activities, you will see this sets the tone before you step inside. The spacious interior features ceramic tile flooring throughout the main living areas, granite kitchen countertops, newer appliances, and a new disposal. The home includes updated windows in front (2008); back windows are hurricane-impact (2025) providing added protection and efficiency. Major mechanicals are already updated with a (2025) water heater and Trane A/C (2018). The primary bedroom offers new soft carpeting, creating a comfortable retreat. The guest bedroom is carpeted and is a blank canvas. This desirable El Dorado layout delivers generous room sizes, abundant natural light, and a smooth, easy-living flow. Located on OTOW’s premier West Side, residents enjoy close proximity to golf, pools, fitness centers, clubs, and endless activities—all within a vibrant 55+ community and minutes from shopping, dining, and Clearwater’s beautiful beaches.

2221 Swedish Drive Unit 53, Clearwater
2221 Norwegian Drive Unit 27, Clearwater
$199,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Enjoy the Florida lifestyle in this spacious 1,400 SQ. FT., 2-bed, 2-bath, second-floor condominium with elevator access, located in the desirable ON TOP OF THE WORLD 55+ COMMUNITY in Clearwater! Located in the desirable QUEEN VICTORIA Building, constructed in 1994, within one of the newer sections of On Top of the World. Nestled in a quiet, low-traffic area of the community, JUST STEPS FROM SCENIC HARBOR LAKE, this residence features BEAUTIFUL WATER VIEWS from the living area and lovely GARDEN VIEWS from the kitchen. Step inside to discover a bright and spacious floor plan featuring luxury vinyl plank flooring in the main living area, NEW HURRICANE-RATED WINDOWS, an A/C SYSTEM REPLACED IN 2015, and a WATER HEATER REPLACED IN 2024. Generously sized living spaces provide plenty of room for relaxing, entertaining, or simply enjoying the views and natural light. THE WASHER AND DRYER ARE INCLUDED, and a PRIVATE STORAGE UNIT CONVENIENTLY LOCATED DOWN THE HALL provides additional storage space. The PEACEFUL WATERSIDE SETTING is one of the highlights of this location. Imagine starting your morning with a cup of coffee overlooking Harbor Lake, taking a leisurely stroll along the water, or simply relaxing and enjoying the beautiful surroundings. The community also features a BOAT LOUNGE, kayaking opportunities, and scenic waterfront gathering areas, offering wonderful ways to enjoy the outdoors and Florida sunshine. ASSIGNED PARKING and convenient guest parking add to the ease of everyday living. Beyond your front door, On Top of the World offers an exceptional RESORT-STYLE, ACTIVE ADULT LIFESTYLE with an impressive selection of amenities, including TWO GOLF COURSES (9-HOLE AND 18-HOLE) WITH COMPLIMENTARY GOLF FOR ELIGIBLE RESIDENT OWNERS, two swimming pools, a fitness center, tennis and pickleball courts, a dog park, hobby studios, scenic walking areas, picnic pavilions, and EV CHARGING STATIONS. Residents can enjoy a variety of clubs, fitness classes, dancing, billiards, entertainment, and social activities. The on-site GOOD KARMA CAFÉ offers convenient take-and-bake meals and snacks, and the community even publishes ITS OWN NEWSPAPER, keeping residents informed about upcoming events, activities, and community news. The MONTHLY CONDOMINIUM FEE INCLUDES INTERNET, CABLE TV, WATER, SEWER, TRASH, EXTERIOR BUILDING MAINTENANCE, GROUNDS MAINTENANCE, PEST CONTROL, RECREATIONAL FACILITIES, and more! Conveniently located near CLEARWATER'S BEAUTIFUL BEACHES, CHARMING DOWNTOWN DUNEDIN, SHOPPING, RESTAURANTS, AND MEDICAL FACILITIES, this community offers easy access to everything that makes Florida living so enjoyable. Whether you're searching for a full-time residence or a seasonal Florida retreat, this condominium offers SPACE, COMFORT, BEAUTIFUL WATER VIEWS, AND AN ACTIVE COMMUNITY LIFESTYLE. Come discover all that On Top of the World has to offer!

2221 Norwegian Drive Unit 27, Clearwater
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